If you are thinking of creating your own business, the first important question to ask is “Can I get my business credit card?” Although the answer is yes it can be daunting and confusing to apply for a business credit card. Here are some tips to know about how to get an credit card.
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Brex 30
Brex offers a variety of financial services , including corporate credit cards spending management, as well as expense management software. Brex is a complete financial solution for entrepreneurs.
The Brex Card, also known as Brex for Startups, is a credit card that helps startups establish credit histories. The applicants don’t have to pay interest and don’t have to provide personal guarantees. Instead applicants are evaluated based on their budget and business model.
Users can get a 100 percent credit limit. This limit is determined by the amount a customer has in their Brex Cash account. Each day the Brex Card draws from the account to determine its limit for spending.
With the Brex Corporate Credit Card You can earn rewards on purchases. For instance, you could earn four points on travel booked through Brex Travel. You can also earn three points when dining out.
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Capital on Tap
Capital on Tap is a complete small business credit card and spending management tool. The card comes with a variety of benefits including a flat 1.5 percent cash back rate on all purchases. The card doesn’t have annual charges and doesn’t need any other requirements other than an excellent credit score.
If you are a new business it is possible to reap the benefits of a low-interest business credit card can be extremely appealing. You may also look into a business credit card that offers additional protection.
A business credit card with a low-interest rate are extremely convenient since you’re not juggling the hassle of managing multiple credit cards or worrying about how much money you can afford each month. This is especially true if are planning to finance significant expenses.
Ink Business Preferred credit card
The Ink Business Preferred Card is one of the most sought-after business credit cards that are designed for startups. It comes with a variety of advantages, such as a huge sign-up bonus along with purchase protection, as well as travel benefits. However, it does have some disadvantages.
The Ink Business Preferred Card may not be the perfect choice for your business. There aren’t any promotional APR promotions to be found and the spending cap may be too low for your company. Moreover, it’s not the most generous point-earning system.
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The Ink Business Preferred Card, however it offers a number of additional useful features such as liability coverage and primary car rental coverage shopping protection, as well as primary coverage for car rental. These perks are perfect for small-scale business owners.
The Ink Business Preferred Card is another excellent method to earn points. Spend in certain categories , and you’ll earn three points per dollar. In this example when you spend $500 on purchases on your card within the first three months, you’ll receive a 100,000-point welcome bonus.
Divide
If you’re a business owner in search of an account for business credit, you may want to consider Divvy. This card offers a variety of advantages and features. You can also keep track of your business expenses by using this card.
Divvy integrates with other accounting software and enables users to easily view financial expenses. You can then create budgets, set limits, and request money. You can also set the spending limit for your employees.
Divvy also offers a corporate card. These cards assess your company’s finances and decide how much you’ll need to spend each month. Unlike traditional business credit cards, Divvy does NOT require personal guarantees.
However, Divvy does not disclose any interest rates on its website. Therefore, it is important to learn about the rates offered by the company prior to applying.
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Chase Ultimate Rewards
Business credit cards are an opportunity to secure the best interest rates on business loans. They can also offer valuable rewards. For example one card, the Chase Ultimate Rewards business credit card provides bonus points which can be converted into cash back. Some cards offer rewards for shopping and travel, while others can be used to boost your credit score.
There are a variety of credit card issuers that you can select from, including Chase. However, you should consider the manner in which you utilize a specific credit card. It is important that you find the right business credit card that meets your needs.
Small-sized businesses will find the Ink Business Preferred(r) Credit Card an excellent choice. The card is a good option for earning rewards for various categories of purchases and even will pay for employees’ mobile phone expenses.