If you are thinking of creating an enterprise, the most important thing to consider is “Can I get my business credit card?” While the answer is yes but it can be challenging and overwhelming to apply for a business credit card. Here are a few things to be aware of when applying for an credit card.
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Brex offers a variety of financial services like corporate credit cards spending management, as well as expense management software. Brex offers a complete financial solution for new businesses.
The Brex Card, also known as Brex for Startups is a credit card designed to help start-ups establish their credit histories. The cardholders don’t have to pay any interest and don’t need to offer a personal guarantee. Instead, applicants are evaluated on their financial model and spending habits.
Credit limits up to 100 percent are allowed for applicants. The limit is determined by the amount the customer has in their Brex Cash account. Every day, the Brex Card draws from the account to determine its spending limit.
You can earn rewards by using the Brex Corporate credit card. Brex Travel offers four points to book travel. You can also earn three points for dining out.
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Capital on Tap
Capital on Tap is a small business credit card that can be used as a spending management tool. The card comes with a range of benefits, including a simple 1.5 percent cashback on all purchases. The card is free of annual charges and doesn’t need any other requirements other than having a credit score of at least.
A business credit card with low interest is a great option for startups. You may also want to look into a business credit card that provides additional security.
A low-interest business credit card are extremely convenient since you don’t have the worry of managing multiple credit cards or worrying about how much money you’ll be able to afford each month. This is particularly applicable if you’re planning to finance large purchases.
Ink Business Preferred credit card
The Ink Business Preferred card is one of the top business credit cards designed for start-up companies. It provides a wide range of benefits, including an impressive sign-up bonus, purchase protection, as well as travel perks. However, it does have some disadvantages.
The Ink Business Preferred Card isn’t perfect, however. There aren’t any promotional APR promotions to be found and the spending limit could be too low for your business. It’s also not the best points-earning feature.
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On the other side however, the Ink Business Preferred Card offers several other valuable features, including liability coverage as well as primary coverage for car rental as well as a shopping security. These perks are great for small business owners.
Moreover that, the Ink Business Preferred Card is an excellent way to earn points. Spend in specific categories and you’ll earn three points per dollar. In this example the case of spending $500 on purchases on your card in the first three months, you’ll get a 100,000 point welcome bonus.
If you’re a startup business owner in search of a business credit card You might want to think about Divvy. This card comes with a wide range of advantages and features. It also allows you to monitor your business expenses.
Divvy works with external accounting software, and allows users to easily view financial expenses. You can create a budget, set limits, and request money. It also lets you set a spending limit for your employees.
Divvy also offers a corporate card. These cards evaluate your business’s financial situation and decide on how much you’ll have to spend every month. Unlike traditional business credit cards, Divvy does not require an individual guarantee.
However, Divvy does not disclose any interest rates on its website. It is important to know the interest rate of the company prior to you make an application.
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Chase Ultimate Rewards
Business credit cards can be used to get the most competitive interest rates for business loans and offer valuable rewards. Chase Ultimate Rewards business credit cards offer bonus points that can be converted into cash or cash back. Certain cards provide rewards for shopping and travel as well as others that can be used to improve your credit score.
There are many credit card issuers you could pick from, including Chase. But, you must consider how you will make use of a particular credit card. It is vital to locate the best corporate credit card for your needs.
The Ink Business Preferred(r) Credit Card is a viable option for a small business owner. The card provides solid rewards across a variety of categories and even will pay for employees’ mobile phone bills.