For those that are starting a business, one the most important questions they’ll have to answer is “Can I get a business credit card?” The answer is yes, but the process of getting an enterprise credit card can be daunting and confusing. Here are some things you should know about the process of obtaining the credit card.
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Brex provides a broad range of financial services, including corporate credit cards spending management, as well as expense management software. It offers a complete financial solution to startups.
The Brex Card, also known as Brex for Startups, is an credit card that assists startups build their credit history. It doesn’t charge interest or require a personal guarantee. Instead, applicants are evaluated on their company’s budget and business model.
Credit limits up to 100 percent are allowed for applicants. This limit is determined by the amount of money a customer has in their Brex Cash account. The Brex Card draws daily from the account to determine its spending limits.
With a Brex Corporate Credit Card you can earn significant rewards on purchases. Brex Travel offers four points when you book travel. You can also earn three points for dining.
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Capital on Tap
Capital on Tap is a all-in-one small business credit card and a spend management tool. The card comes with a variety of benefits including a standard 1.5 percent cash back rate on all purchases. There are no annual fees and the card doesn’t require other requirements except for having a high credit score.
A business credit card with a low-interest rate is a great choice for those who are just starting out. A business credit card that comes with additional security might be a viable option.
One of the most important benefits of a business low-interest credit card is that you don’t need to worry about juggling multiple cards or worrying about how much you’ll be able to pay every month. This is especially relevant if you’re trying to finance large expenses.
Ink Business Preferred credit card
The Ink Business Preferred card is one of the best business credit cards designed for start-up businesses. It has many benefits, including a substantial initial bonus, purchase protection, and travel perks. However, it has several drawbacks.
The Ink Business Preferred Card isn’t ideal, however. There aren’t any promotional APR promotions available, and the spending limit may be too low for your company. It’s also not the best points-earning feature.
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The Ink Business Preferred Card, on the other hand, offers many other useful features such as liability coverage and primary coverage for car rentals shopping protection, as well as primary coverage for rental cars. These perks are great for small business owners.
The Ink Business Preferred Card is another excellent way to earn points. If you make purchases in certain categories, you’ll earn 3 points for every dollar you spend. For example the case of spending $500 on purchases made with your card within the first three months, you’ll receive a 100,000-point welcome bonus.
The Divvy card is a great choice for business owners who are just starting out looking for business cards. This kind of card comes with many advantages and features. It also allows you to track your business expenses.
Divvy is compatible with any accounting software that allows users to see their financial expenses. The software lets you make a budget, limit spending and request money. You can also set a spending limit for your employees.
Divvy also has corporate cards. These cards evaluate your business’s finances and decide how much you’ll need to spend each month. Divvy does not require personal guarantees, unlike traditional business credit cards.
However, Divvy does not disclose any interest rates on its website. Therefore, it’s important to understand the company’s rate before applying.
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Chase Ultimate Rewards
Business credit cards can be a way to secure the best rates of interest on business loans, and they can also offer useful rewards. For example the Chase Ultimate Rewards business credit card provides bonus points which can translate to cash back. Certain cards provide rewards for shopping and travel while others can be used to help improve your company’s credit score.
In addition to the top business credit cards from Chase, there are other credit card issuers you can turn to. However, you must think about the manner in which you make use of a specific credit card. It is crucial to select the correct business credit card that meets your requirements.
The Ink Business Preferred(r) Credit Card is a great option for a small business owner. This card provides solid rewards on various purchase categories, and it even covers cell phone bills.