If you’re starting a business, one of the most important questions they’ll have to answer is “Can I get a business credit card?” The answer is a resounding yes however the process of obtaining an official business credit card can be overwhelming and confusing. Here are a few things you should know about the process of obtaining credit card.
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Brex offers a wide range of financial services, including corporate credit cards, spend management, and expense management software. Brex offers a comprehensive financial solution for new businesses.
The Brex Card, also known as Brex for Startups, is a credit card that can help startups establish their credit history. It doesn’t charge interest and don’t need to offer personal guarantees. Instead the applicants are evaluated on their business model and spending habits.
The applicants can enjoy up to 100 percent credit. The limit is determined by the amount customers have in their Brex Cash account. Every day, the Brex Card draws from the account to determine its spending limit.
You can earn significant rewards using a Brex Corporate credit card. Brex Travel offers four points for booking travel. You can also earn three points when dining out.
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Capital on Tap
Capital on Tap is an all-in-one small business credit card and spend management system. The card offers a variety of benefits, including a flat 1.5 percent cashback rate on all purchases. The card has no annual charges and doesn’t need any other qualifications other than having a credit score of at least.
For a startup business, the benefits of using a low-interest business credit card can be extremely appealing. A business credit card with additional security might be a possibility.
A business credit card with a low-interest rate are extremely convenient since you’re not juggling the hassle of managing multiple credit cards or worrying about the amount of money you can afford each month. This is particularly true if you are planning to finance significant expenses.
Ink Business Preferred credit card
The Ink Business Preferred Card is one of the most well-known business credit cards that are designed for startups. It comes with a range of benefits, like an excellent sign-up bonus purchase security, and travel perks. However, it also has some drawbacks.
The Ink Business Preferred Card may not be the perfect choice for your business. There are no introductory APR promotions to be found, and the spending limit could be too low for your company. Moreover, it’s not the most generous points-earning feature.
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On the other side, the Ink Business Preferred Card offers several other valuable features, including liability coverage as well as primary coverage for car rental, and a shopping protection. These perks are great for small business owners.
The Ink Business Preferred Card is another excellent way to earn points. When you spend in certain categories, you can earn three points for every dollar you spend. In this instance for example, if you spend $500 on purchases made with your card in the first three months, you will receive a 100,000-point welcome bonus.
If you’re a business owner in search of an account for business credit, you may want to consider Divvy. This card offers a variety of benefits and features. It also allows you to track your business expenses.
Divvy can be used with accounting software, and allows users to easily monitor the financial expenses. You can then create budget, set limits, and request funds. Additionally, Divvy lets you set a spending limit for your employees.
Divvy also offers a corporate credit card for businesses. The cards analyze your company’s finances and determine how much you’ll need to spend each month. Divvy does not require personal guarantees, unlike traditional business credit cards.
However, Divvy does not disclose any interest rates on its website. It is important to find out the interest rate of the company before you make an application.
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Chase Ultimate Rewards
Business credit cards can be used to secure most competitive interest rates for business loans and provide valuable rewards. For instance the Chase Ultimate Rewards business credit card provides bonus points which can be converted into cash. Certain cards provide rewards for shopping and traveling as well as others that are able to help build your credit score.
There are a variety of credit card issuers you could choose from, such as Chase. However, you should think about how you will use a particular credit card. It is crucial to select the correct business credit card for your needs.
The Ink Business Preferred(r) Credit Card is a great option for small-sized business owners. This card gives you solid rewards for a variety of purchase categories and even protects employees’ mobile phone expenses.