For those who are starting the business of their own, one of the most important questions they’ll have to answer is “Can I get a business credit card?” The answer is a resounding yes however the process of getting the business credit card could be confusing and overwhelming. Here are a few things you should know about the process of obtaining a credit card.
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Brex 30
Brex offers a variety of financial services , including corporate credit cards, spend management and expense management software. It offers a complete financial solution for entrepreneurs.
The Brex Card, or Brex for Startups, is an credit card that assists entrepreneurs build credit histories. The cardholders don’t have to pay any interest and don’t have to provide personal guarantees. Rather, applicants are evaluated by company business model and spending patterns.
Credit limits as high as 100 percent are available to applicants. The limit is by the amount of money in a customer’s Brex Cash account. The Brex Card draws daily from the account to determine its spending limits.
With a Brex Corporate Credit Card you can earn significant rewards on purchases. For example, you can earn four points on travel booked through Brex Travel. You can also get three points when dining out.
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Capital on Tap
Capital on Tap is a small business credit card that can also be used as an expense management tool. The card offers a slew of benefits, including a fixed 1.5 percent cash back rate on all purchases. The card does not have annual charges and doesn’t need any other requirements other than a good credit rating.
A low-interest business credit line is a great option for businesses that are just starting out. A business credit card that offers additional protection may be an option.
A business credit card with a low-interest rate are very convenient because you don’t have to worry of managing multiple credit cards or worrying about the amount of money you’ll have to pay each month. This is particularly true if you are looking to finance large expenses.
Ink Business Preferred credit card
The Ink Business Preferred card is one of the top business credit cards for new companies. It offers a range of benefits, including the highest sign-up bonus, purchase security, and travel perks. However, it does have a few drawbacks.
The Ink Business Preferred Card isn’t an ideal choice, but. There aren’t any promotional APR promotions available, and the spending cap could be too low for your business. It’s also not the most generous points-earning program.
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The Ink Business Preferred Card, however, offers many other useful features, including liability coverage and primary coverage for car rentals shopping protection, as well as primary coverage for car rental. These benefits are ideal for small-scale business owners.
The Ink Business Preferred Card is another excellent method to earn points. Spend in certain categories , and you’ll earn 3 points for every dollar. In this case for example, if you spend $500 on purchases to your card within the first three months, you will receive a 100,000-point welcome bonus.
Divvy
If you’re a business owner in search of an enterprise credit card You might want to look into Divvy. This type of card comes with various advantages and features. You can also keep track of your business expenses by using this card.
Divvy is compatible with external accounting software and enables users to view their the financial expenses. You can then create budgets, set maximum limits and request money. It also lets you set a spending limit for your employees.
Divvy also offers a corporate credit card for companies. These cards review your company’ finances and help you determine how much you’ll need to spend every month. Unlike traditional business credit cards, Divvy doesn’t require a personal guarantee.
However, Divvy does not disclose any interest rates on its website. It is important to find out the interest rate for the company before you make an application.
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Chase Ultimate Rewards
Business credit cards can be used to secure highest rates of interest on business loans, and also provide valuable rewards. For example the Chase Ultimate Rewards business credit card offers bonus points that could be converted to cash back. Certain cards provide rewards for shopping and traveling as well as others that can be used to improve your credit score.
There are a myriad of credit card issuers that you can choose from, such as Chase. However, you should think about the way you intend to make use of a particular credit card. It is crucial to choose the right business credit card that will meet your particular needs.
Small-sized businesses will find the Ink Business Preferred(r), Credit Card a fantastic option. The card provides solid rewards across a variety of categories and even protects employees’ mobile phone costs.