For those who are starting a business, one the most important questions they’ll have to answer is “Can I get a business credit card?” The answer is a resounding yes however, the process of applying for an official business credit card can be a bit overwhelming and confusing. Here are some things you should know about the process of getting a credit card.
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Brex 30
Brex offers a variety of financial products, including corporate credit cards spending management, as well as expense management software. Brex is a complete financial solution for entrepreneurs.
The Brex Card, or Brex for Startups, is a credit card that can help startups establish credit histories. It doesn’t charge interest and don’t need to provide personal guarantees. Instead, applicants are evaluated on their company’s financial model and spending habits.
Customers can get up to 100 percent credit. The limit is based on the amount of money in a customer’s Brex Cash account. Each day the Brex Card draws from the account to determine the limit of its spending.
You can earn valuable rewards with the Brex Corporate credit card. Brex Travel offers four points when you book travel. You can also get three points when dining out.
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Capital on Tap
Capital on Tap is a all-in-one small business credit card and a spend management system. It offers a wide range of benefits, including a standard 1.5 percent cashback on all purchases. The card has no annual charges and doesn’t need any other conditions other than a good credit rating.
A business credit card with low interest is a great option for businesses that are just starting out. A business credit card that offers additional security could be a good option.
One of the primary features of a low-interest business credit card is that you don’t have to worry about juggling multiple cards or worrying about the amount you can afford to pay each month. This is especially true if are looking to finance large expenses.
Ink Business Preferred credit card
The Ink Business Preferred card is one of the top business credit cards designed for start-up companies. It offers many advantages, such as a huge initial bonus, purchase protection, as well as travel perks. However, it does have a few drawbacks.
The Ink Business Preferred Card isn’t perfect, however. There aren’t any promotional APR offers and the spending limit may not be appropriate for your company. Moreover, it’s not the most generous point-earning system.
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The Ink Business Preferred Card, however it offers a number of additional useful features, including liability coverage primary coverage for car rentals, shopping protection, and primary coverage for rental cars. As a small-scale business owner, you’ll surely enjoy these benefits.
Furthermore that, the Ink Business Preferred Card is an excellent opportunity to earn points. Spend in certain categories and earn 3 points for every dollar. For instance, if charge $500 in purchases to your card in the first three months, then you’ll be rewarded with an initial bonus of 100,000 points.
Divvy
The Divvy card is a great choice for business owners who are just starting out seeking business cards. This type of credit card provides many advantages and features. It also allows you to track your business expenses.
Divvy can be used alongside any other accounting software that allows users to look at their financial expenses. You can then create budgets, set the limits, and request funds. Additionally, Divvy lets you to set a spending limit for your employees.
Divvy also offers a corporate credit card for corporate customers. These cards assess your company’s finances and decide how much you can spend each month. As opposed to traditional business credit card, Divvy is not a requirement for personal guarantees.
However, Divvy doesn’t disclose interest rates on its website. Therefore, it’s important to know the rate of the company prior to applying.
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Chase Ultimate Rewards
Business credit cards can be the opportunity to get the best rates of interest on business loans, and are also able to provide useful rewards. Chase Ultimate Rewards business credit cards offer bonus points that can be converted into cash back. Certain cards provide rewards for travel and shopping while others can be used to help improve your company’s credit score.
There are a myriad of credit card issuers to pick from, including Chase. However, you must think about the manner in which you use a particular credit card. It is crucial to find the right business credit card that meets your needs.
Small-scale business owners will find the Ink Business Preferred(r) Credit Card an excellent choice. This card offers solid rewards across a variety of categories and even will pay for employees’ mobile phone costs.