For those who are starting a business, one of the most important questions they’ll need to answer is “Can I get a business credit card?” The answer is a resounding yes however, the process of getting an official business credit card can be confusing and overwhelming. Here are some things you should know about the process of getting a credit card.
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Brex provides a range of financial services like corporate credit cards, spend management and expense management software. Brex offers a comprehensive financial solution for entrepreneurs.
The Brex Card, also referred to as Brex for Startups is a credit card that assists start-ups build their credit score. It doesn’t charge interest and don’t need to offer personal guarantees. Rather, applicants are evaluated by company business model and spending patterns.
Credit limits of up to 100 percent are permitted for applicants. The limit is determined based on the amount of cash in a customer’s Brex Cash account. Each day the Brex Card draws from the account to determine its limit for spending.
You can earn rewards when you use the Brex Corporate credit card. Brex Travel offers four points when you book travel. Additionally, you can earn three points when dining out.
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Capital on Tap
Capital on Tap is a small-sized business credit card that can also be used as an expense management tool. The card provides a range of benefits, including a simple 1.5 percent cashback rate on all purchases. The card has no annual fees and does not have any other requirements than an excellent credit score.
A low-interest business credit line is a great option for businesses that are just starting out. A business credit card that offers additional security could be an option.
A low-interest business credit card are extremely convenient since you don’t have to worry of managing multiple credit cards or worrying about how much money you’ll be able to afford each month. This is especially true if are looking to finance large expenses.
Ink Business Preferred credit card
The Ink Business Preferred card is one of the top business credit cards for startup businesses. It provides a wide range of benefits, such as an excellent sign-up bonus purchase protection, as well as travel perks. However, it does have some disadvantages.
The Ink Business Preferred Card may not be ideal. There aren’t any introductory APR promotions and the spending limit might not be suitable for your company. Moreover, it’s not the most generous points-earning program.
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The Ink Business Preferred Card, on the other hand it comes with a variety of other beneficial features, such as liability coverage primary coverage for car rentals, shopping protection, and primary coverage for car rental. As a small company owner, you’ll certainly enjoy these benefits.
The Ink Business Preferred Card is another excellent method to earn points. When you spend in specific categories, you can earn 3 points per dollar you spend. For instance, if add $500 worth of purchases to your credit card within the first three months, you’ll be eligible for an initial bonus of 100,000 points.
If you’re a new business owner looking for an enterprise credit card you might want look into Divvy. This type of card comes with numerous advantages and features. You can also monitor your business expenses with this card.
The Divvy app can be used with any accounting software that allows users to monitor their financial expenses. The software allows you to make a budget, limit spending, and request funds. Additionally, Divvy lets you set a spending limit for your employees.
Divvy also has corporate cards. The cards analyze your company’s finances and determine the amount you’ll need to spend each month. Unlike traditional business credit cards, Divvy does not require personal guarantees.
However, Divvy does not disclose any interest rates on its website. Therefore, it is important to learn about the rates offered by the company prior to applying.
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Chase Ultimate Rewards
Business credit cards offer the opportunity to get the best interest rates on business loans, and they can also offer valuable rewards. Chase Ultimate Rewards business credit cards can earn bonus points which can be converted into cash back. Some cards offer rewards for purchases and travel while others can be used to improve your credit score.
There are a myriad of credit card issuers you could select from, including Chase. It is important to consider the method of use for the credit card. It is important that you locate the best business credit card for your needs.
Small-scale business owners will find the Ink Business Preferred(r), Credit Card a fantastic option. The card gives you solid rewards for various categories of purchases, and it even will pay for employees’ cell phone bills.