For those that are starting a business, one the most important questions they’ll have to answer is “Can I get a business credit card?” While there is a yes answer but it can be challenging and overwhelming to apply for a business credit card. Here are a few points you should be aware of about the process of getting a credit card.
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Brex 30
Brex offers a variety of financial products, including corporate credit cards as well as spend management and expense management software. Brex offers a complete financial solution for entrepreneurs.
The Brex Card, also referred to as Brex for Startups is a credit card that assists start-ups establish their credit histories. It doesn’t charge interest or need to provide personal guarantees. Instead applicants are evaluated based on their company’s financial model and spending habits.
Applicants can have up to 100 percent credit. The limit is determined by the amount of money customers have in their Brex Cash account. Every day, the Brex Card draws from the account to determine its spending limit.
With a Brex Corporate Credit Card You can earn rewards on purchases. For instance, you’ll earn four points on trips booked through Brex Travel. You can also earn three points for dining.
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Capital on Tap
Capital on Tap is a all-in-one small business credit card and a spend management system. The card comes with a range of benefits, including a standard 1.5% cashback rate on all purchases. There are no annual fees and the card doesn’t have other requirements other than a good credit score.
For businesses that are just starting out benefiting from the low-interest business credit cards can be extremely appealing. It is also possible to think about a business credit card that offers additional protection.
One of the primary features of a low-interest business credit card is that you don’t need to fret about juggling several cards or worrying about how much you’ll be able to pay off each month. This is especially true if are planning to finance significant expenses.
Ink Business Preferred credit card
The Ink Business Preferred card is one of the best business credit cards designed for start-up companies. It comes with a variety of benefits, including a high sign up bonus and purchase protection as well as travel perks. However, it has some drawbacks.
The Ink Business Preferred Card may not be perfect. There aren’t any initial APR offers and the spending limit might not be suitable for your business. It’s also not the best points-earning program.
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The Ink Business Preferred Card, on the other hand it offers a number of additional useful features such as liability coverage, primary coverage for car rentals shopping protection, and primary car rental coverage. As a small-scale business owner, you’ll surely benefit from these perks.
Moreover that, the Ink Business Preferred Card is a great opportunity to earn points. Spend in certain categories and you’ll earn 3 points for every dollar. For instance, if you charge $500 in purchases to your card in the first three months, you’ll be eligible for the welcome bonus of 100,000 points.
Divide
Divvy is an excellent choice for startup business owners looking for business cards. The card comes with a range of benefits and features. You can also track your business expenses with this card.
Divvy is compatible with any accounting software to allow users to look at their financial expenses. The program allows you to make a budget, limit spending and request money. You can also set the spending limit for your employees.
Divvy also has corporate cards. These cards review your company’ finances and help you decide how much money you can spend every month. Divvy doesn’t require personal guarantees, unlike traditional business credit cards.
However, Divvy does not disclose any interest rates on its website. It is essential to know the interest rate of the company before you make an application.
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Chase Ultimate Rewards
Business credit cards can be used to obtain the best rates of interest for business loans and offer valuable rewards. For instance, a Chase Ultimate Rewards business credit card provides bonus points which can be converted into cash. Certain cards provide rewards for shopping and travel, while others can be used to boost your credit score.
There are a variety of credit card issuers you could pick from, including Chase. You must also think about how you will use the credit card. It is essential to locate a business credit card that suits your specific requirements.
The Ink Business Preferred(r) Credit Card is a good choice for small-sized business owners. This card offers solid rewards for various categories of purchases and even protects employees’ mobile phone bills.