If you’re thinking of starting an enterprise, the most important question to ask is “Can I get my business credit card?” The answer is yes but the process of applying for the business credit card could be confusing and overwhelming. Here are a few tips to be aware of the process of obtaining a credit card.
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Brex 30
Brex provides a broad range of financial services, including corporate credit cards, spend management, and expense management software. Brex offers a comprehensive financial solution for new businesses.
The Brex Card, also known as Brex for Startups is a credit card for start-ups that helps them build their credit history. It doesn’t charge interest or require a personal guarantee. Instead, applicants are assessed by the business model of the company and spending patterns.
Credit limits of up to 100 percent are permitted for applicants. This limit is determined by the amount the customer has in their Brex Cash account. The Brex Card draws daily from the account to determine its spending limits.
You can earn valuable rewards by using the Brex Corporate credit card. For instance, you’ll get four points on travel booked through Brex Travel. Additionally, you can earn three points for dining.
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Capital on Tap
Capital on Tap is an all-in-one small business credit card and a spend management solution. The card offers a variety of advantages, including a fixed 1.5 percent cashback rate on all purchases. The card does not have annual charges and doesn’t need any other conditions other than having a credit score of at least.
A low-interest business credit line is a great option for businesses that are just starting out. A business credit card with additional protection may be an option.
One of the primary advantages of a low-interest business credit card is that you don’t have to fret about juggling several cards or worrying about the amount you can afford to pay every month. This is particularly relevant if you’re trying to finance large expenditures.
Ink Business Preferred credit card
The Ink Business Preferred card is one of the best business credit cards for startup companies. It offers many benefits, including a substantial initial bonus along with purchase protection, as well as travel benefits. However, it also has a few drawbacks.
The Ink Business Preferred Card isn’t the perfect card, but it isn’t insignificant. There are no introductory APR promotions to be found, and the spending cap could be too low for your company. It’s also not the best point-earning option.
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The Ink Business Preferred Card, however, offers many other useful features, including liability coverage as well as primary coverage for car rentals shopping protection, as well as primary coverage for rental cars. These perks are great for small business owners.
The Ink Business Preferred Card is another excellent way to earn points. When you spend money in certain categories, you’ll earn 3 points for every dollar you spend. In this instance the case of spending $500 on purchases to your card within the first three months, you’ll receive a 100,000-point welcome bonus.
Divvy
Divvy is a good option for business owners who are just starting out seeking business cards. This card comes with a wide range of benefits and features. You can also track your business expenses with this card.
Divvy integrates with other accounting software and enables users to easily monitor the financial expenses. You can then create budgets, set limits on spending and request money. You can also set an amount of money you can spend for your employees.
Divvy also offers a corporate credit card for corporate customers. These cards evaluate your business’s financial situation and decide on how much you’ll need to spend each month. Divvy doesn’t require personal guarantees, unlike traditional business credit cards.
However, Divvy doesn’t disclose interest rates on its website. It is important to know the company’s interest rate before you make an application.
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Chase Ultimate Rewards
Business credit cards can be used to get the highest interest rates for business loans and offer valuable rewards. For example one card, the Chase Ultimate Rewards business credit card can earn bonus points that can be converted into cash. Some cards offer rewards for shopping and traveling as well as other cards that can be used to help improve your company’s credit score.
In addition to the top business credit cards from Chase, there are other credit card issuers you can turn to. However, you must think about the manner in which you utilize a specific credit card. It is vital to select the correct corporate credit card for your requirements.
The Ink Business Preferred(r) Credit Card is a good option for small-sized business owners. This card gives you solid rewards across a variety of categories and even covers employees’ mobile phone bills.