If you’re thinking of starting your own business, the most important thing to consider is “Can I get my business credit card?” The answer is yes however, the process of obtaining a business credit card can be a bit overwhelming and confusing. Here are a few things you should know about the process of getting credit card.
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Brex 30
Brex offers a wide range of financial services, such as corporate credit cards as well as spend management and expense management software. Brex provides a complete financial solution for entrepreneurs.
The Brex Card, also referred to as Brex for Startups is a credit card that helps start-ups build credit histories. The cardholders don’t have to pay any interest and don’t need to offer personal guarantees. Instead the applicants are evaluated based on their business model and their spending habits.
The applicants can enjoy up to 100 percent credit limit. The limit is based on the amount of money in a customer’s Brex Cash account. The Brex Card draws daily from the account to determine its spending limits.
You can earn valuable rewards using a Brex Corporate credit card. Brex Travel offers four points when you book travel. You can also receive three points when dining out.
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Capital on Tap
Capital on Tap is a small-sized business credit card that can also be used as an expense management tool. The card offers a slew of benefits, including a flat 1.5 percent cash-back rate on all purchases. There are no annual charges, and the card does not have other requirements, aside from a good credit score.
A business credit card with a low-interest rate is a great choice for those who are just starting out. A business credit line with additional protection may be a possibility.
A low-interest business credit card are extremely convenient since you don’t have the worry of managing multiple cards or worrying about the amount of money you can afford each month. This is especially true if you’re looking to finance large purchases.
Ink Business Preferred Credit Card
The Ink Business Preferred Card is one of the most sought-after business credit cards for new businesses. It offers a variety of advantages, including a high sign-up bonus, purchase protection, as well as travel perks. It has some downsides.
The Ink Business Preferred Card may not be ideal. There aren’t any introductory APR promotions to be found, and the spending cap could be too low for your business. This isn’t the most efficient points-earning program.
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The Ink Business Preferred Card, however it offers a number of additional useful features, such as liability coverage as well as primary car rental coverage shopping protection, as well as primary coverage for car rentals. If you’re a small company owner, you’ll certainly get these benefits.
The Ink Business Preferred Card is another great way to earn points. When you spend money in certain categories, you can earn three points for every dollar you spend. For instance, if charge $500 on purchases to your credit card during the first three months, you’ll be eligible for the welcome bonus of 100,000 points.
Divide
The Divvy card is a great choice for entrepreneurs who are starting their business and looking for a business card. This card offers a variety of benefits and features. You can also keep track of your business expenses using this card.
Divvy works with external accounting software, allowing users to easily monitor financial expenses. The program lets you make a budget, limit spending and request money. Additionally, Divvy lets you to set a maximum spending limit for your employees.
Divvy also offers a corporate credit card for corporate customers. These cards look at your company’s financial situation and decide on how much you’ll need to spend each month. Unlike traditional business credit cards, Divvy does NOT require a personal guarantee.
However, Divvy does not disclose any interest rates on its website. Therefore, it’s crucial to be aware of the company’s rates prior to applying.
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Chase Ultimate Rewards
Business credit cards provide a way to secure the highest interest rates for business loans. They are also able to provide useful rewards. For example the Chase Ultimate Rewards business credit card offers bonus points that could be converted to cash back. Certain cards provide rewards for travel and shopping as well as other cards that can be used to build your business’s credit.
There are numerous credit card issuers that you can select from, including Chase. You should also consider what you intend to do with the credit card. It is important that you choose the appropriate business credit card that meets your requirements.
Small-sized businesses will find the Ink Business Preferred(r), Credit Card an excellent choice. The card provides solid rewards across a variety of categories and even covers employees’ mobile phone costs.