If you’re thinking of creating a business, the most important question is “Can I get my business credit card?” The answer is yes but the process of getting an official business credit card can be daunting and confusing. Here are a few things to learn about getting the credit card you need.
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Brex 30
Brex provides a variety of financial services, including corporate credit cards and spend management as well as expense management software. Brex provides a complete financial solution for entrepreneurs.
The Brex Card, also known as Brex for Startups is a credit card that assists start-ups build credit histories. The cardholders don’t have to pay any interest and don’t need to offer a personal guarantee. Instead, applicants are rated by the business model of the company and spending habits.
Credit limits up to 100 percent are allowed for applicants. The limit is determined based on the amount of money in a customer’s Brex Cash account. The Brex Card draws daily from the account to determine its spending limits.
You can earn valuable rewards using a Brex Corporate credit card. For instance, you’ll earn four points when you travel booked through Brex Travel. You can also earn three points for dining out.
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Capital on Tap
Capital on Tap is a small business credit card that can be used as a spend management tool. The card comes with a variety of benefits, including a flat 1.5% cash back rate on all purchases. The card has no annual fees and doesn’t require any other conditions other than having a credit score of at least.
A business credit card with low interest is a great choice for businesses that are just starting out. A business credit line with additional security might be a viable option.
A low-interest business credit cards are very convenient because you’re not juggling the hassle of managing multiple credit cards or worrying about how much money you’ll have to pay each month. This is especially true if are looking to finance large expenses.
Ink Business Preferred Credit Card
The Ink Business Preferred Card is one of the most sought-after business credit cards for new businesses. It provides a wide range of advantages, including an excellent sign-up bonus purchase protection, and travel perks. However, it has a few drawbacks.
The Ink Business Preferred Card isn’t an ideal choice, but. There aren’t any promotional APR promotions available, and the spending cap could be too low for your business. In addition, it’s not exactly the most generous points-earning option.
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The Ink Business Preferred Card, however it comes with a variety of other beneficial features such as liability coverage as well as primary car rental coverage, shopping protection, and primary coverage for car rental. If you’re a small-sized business owner, you’ll definitely enjoy these benefits.
Furthermore to that, the Ink Business Preferred Card is a great way to earn points. When you spend in specific categories, you’ll earn 3 points for every dollar you spend. In this case for example, if you spend $500 on purchases to your card in the first three months, you will be awarded a 100,000 points welcome bonus.
Divide
If you’re a new business owner looking for an account for business credit you might want to look into Divvy. This card has a variety of benefits and features. It also allows you to keep track of your business expenses.
Divvy can be integrated alongside any other accounting software to allow users to view their financial expenses. You can create budget, set limits on spending and request money. Additionally, Divvy lets you set an amount of money you can spend for your employees.
Divvy also offers a corporate credit card. These cards evaluate your business financial situation and help you determine how much you can spend each month. Contrary to traditional business credit cards, Divvy does not require a personal guarantee.
However, Divvy doesn’t disclose interest rates on its website. Therefore, it is important to learn about the rates offered by the company prior to applying.
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Chase Ultimate Rewards
Business credit cards offer the opportunity to get the best rates of interest on business loans, and can also offer valuable rewards. For example a Chase Ultimate Rewards business credit card offers bonus points that could be converted to cash back. Certain cards provide rewards for shopping and traveling as well as others that can be used to boost your credit score.
There are a myriad of credit card issuers that you can pick from, including Chase. However, you should consider the ways you will make use of a specific credit card. It is important to select the best business credit card that meets your needs.
Small business owners will find the Ink Business Preferred(r) Credit Card a fantastic option. This card offers solid rewards for various categories of purchases and even covers employees’ mobile phone bills.