If you’re thinking of creating your own business, the first important question is “Can I get my business credit card?” The answer is yes however, the process of getting an official business credit card can be overwhelming and confusing. Here are some tips to know about how to get an credit card.
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Brex 30
Brex offers a wide variety of financial services, including corporate credit cards spending management, as well as expense management software. Brex provides a complete financial solution for new businesses.
The Brex Card, also known as Brex for Startups, is an credit card that assists startups build their credit history. It doesn’t charge interest and don’t need to offer an individual guarantee. Rather, applicants are evaluated by company business model and spending habits.
Credit limits of up 100 percent are available to applicants. This limit is determined based on the amount of money in the customer’s Brex Cash account. The Brex Card draws daily from the account to determine its spending limits.
You can earn rewards with the Brex Corporate credit card. For instance, you could earn four points when you travel booked through Brex Travel. Additionally, you can earn three points for dining out.
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Capital on Tap
Capital on Tap is an all-in-one small business credit card and a spend management system. The card offers a variety of advantages, including a fixed 1.5 percent cashback rate on all purchases. There are no annual charges, and the card doesn’t have any other requirements aside from having a high credit score.
For businesses that are just starting out one of the advantages of using a low-interest business credit card can be extremely appealing. A business credit card that comes with additional security could be a possibility.
A low-interest business credit cards are very convenient because you’re not juggling the hassle of managing multiple cards or worrying about the amount of money you’ll be able to afford each month. This is especially true if you are planning to finance significant expenses.
Ink Business Preferred credit card
The Ink Business Preferred card is one of the top business credit cards designed for start-up businesses. It comes with a variety of benefits, including a substantial sign-up bonus as well as purchase protection and travel perks. However, it has some drawbacks.
The Ink Business Preferred Card may not be perfect. There aren’t any APR introductory promotions available, and the spending limit could be too low for your business. It’s also not the most generous point-earning system.
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On the other side however, the Ink Business Preferred Card offers several other valuable features, including liability coverage and primary car rental coverage, and a shopping protection. If you’re a small-sized business owner, you’ll definitely enjoy these benefits.
The Ink Business Preferred Card is another great way to earn points. Spend in certain categories , and you’ll earn three points per dollar. In this case the case of spending $500 on purchases on your card in the first three months, you’ll get a 100,000 point welcome bonus.
Divvy
The Divvy is a great option for startup business owners looking for a business card. This kind of card comes with a range of advantages and features. It also lets you track your business expenses.
Divvy can be integrated with any external accounting software to allow users to view their financial expenses. You can then create budget, set limits, and request money. Additionally, Divvy lets you set a spending limit for your employees.
Divvy also offers a corporate credit card. These cards evaluate your business’s finances and determine the amount you’ll have to spend every month. Unlike traditional business credit cards, Divvy does not require an individual guarantee.
However, Divvy doesn’t disclose interest rates on its website. Therefore, it’s essential to know the rate of the company before applying.
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Chase Ultimate Rewards
Business credit cards offer the chance to secure best interest rates on business loans, and they can also offer valuable rewards. Chase Ultimate Rewards business credit cards are a great way to earn bonus points that can be converted into cash back. Some cards offer rewards for travel and shopping as well as other cards that can be used to help to build credit for your business.
There are a myriad of credit card issuers that you can select from, including Chase. You should also consider how you will use the credit card. It is vital to locate the best business credit card that meets your requirements.
Small-sized businesses will find the Ink Business Preferred(r), Credit Card an excellent option. This card provides solid rewards on a variety of purchase categories as well as covers cell phone bills.