For those who are just beginning the business of their own, one of the most important questions they’ll need to answer is “Can I get a business credit card?” The answer is yes, but the process of getting an official business credit card can be confusing and overwhelming. Here are some things you need to know about the process of getting an credit card.
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Brex provides a range of financial services like corporate credit cards spending management, as well as expense management software. It offers a complete financial solution for entrepreneurs.
The Brex Card, also referred to as Brex for Startups is a credit card for start-ups that helps them build their credit score. It doesn’t charge interest or need to provide a personal guarantee. Instead, applicants are evaluated by the company’s business model and spending habits.
Credit limits up to 100 percent are allowed for applicants. This limit is based on the amount of money in a customer’s Brex Cash account. The Brex Card draws daily from the account to determine its spending limits.
With a Brex Corporate Credit Card you can earn significant rewards on purchases. Brex Travel offers four points for booking travel. Additionally, you can earn three points for dining out.
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Capital on Tap
Capital on Tap is a one-stop small business credit card as well as a spending management solution. The card comes with a host of benefits, including a flat 1.5% cash back rate on all purchases. There are no annual fees, and the card doesn’t have other requirements other than a good credit score.
A low-interest business credit line is a great choice for those who are just starting out. You may also consider a business credit card which offers additional security.
One of the key benefits of a business low-interest credit card is that you don’t need to worry about juggling multiple cards or worrying about the amount you can afford to pay each month. This is particularly important if you’re trying to finance large purchases.
Ink Business Preferred Credit Card
The Ink Business Preferred Card is one of the most popular business credit cards for new businesses. It provides many advantages, including a large sign up bonus as well as purchase protection as well as travel benefits. However, it does have some disadvantages.
The Ink Business Preferred Card may not be ideal. There are no introductory APR promos and the spending limit may not be appropriate for your company. It’s also not the most effective points-earning strategy.
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The Ink Business Preferred Card, however, offers many other useful features, such as liability coverage and primary car rental coverage shopping protection, as well as primary coverage for car rental. If you’re a small-sized business owner, you’ll definitely benefit from these benefits.
The Ink Business Preferred Card is another excellent method to earn points. When you spend money in certain categories, you’ll earn 3 points per dollar you spend. For example, if you add $500 worth of purchases to your credit card during the first three months, you’ll receive the welcome bonus of 100,000 points.
If you’re a startup business owner in search of an account for business credit you might want to consider Divvy. This card comes with a wide range of advantages and features. It also allows you to keep track of your business expenses.
Divvy integrates with other accounting software and enables users to easily monitor financial expenses. The program allows you to make a budget, limit spending and even request money. Additionally, Divvy allows you to set a spending limit for your employees.
Divvy also offers a corporate credit card. These cards review your company finances and assist you to determine how much you can spend every month. Divvy does not require personal guarantees, unlike traditional business credit cards.
However, Divvy doesn’t disclose interest rates on its website. It is essential to know the interest rate for the company before you make an application.
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Chase Ultimate Rewards
Business credit cards can be used to secure the most favorable interest rates for business loans, and also provide valuable rewards. Chase Ultimate Rewards business credit cards provide bonus points that can be converted into cash or cash back. Certain cards provide rewards for travel and shopping and others can be used to boost your credit score.
There are a myriad of credit card issuers to pick from, including Chase. However, you should consider the way you intend to make use of a particular credit card. It is important that you select the correct business credit card for your needs.
The Ink Business Preferred(r) Credit Card is a good choice for a small business owner. This card offers solid rewards across a variety of categories and even covers employees’ mobile phone bills.