If you’re thinking about starting an enterprise, the most important question you should ask yourself is “Can I get my business credit card?” The answer is a resounding yes however the process of obtaining an enterprise credit card can be confusing and overwhelming. Here are some things you need to know about how to get the credit card you need.
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Brex offers a variety of financial services like corporate credit cards spending management, as well as expense management software. Brex offers a comprehensive financial solution for entrepreneurs.
The Brex Card, also referred to as Brex for Startups is a credit card for start-ups that helps them establish their credit histories. It doesn’t charge interest and don’t need to offer personal guarantees. Instead, applicants are assessed by the business model of the company and spending habits.
Credit limits of up 100 percent are permissible for applicants. This limit is determined by the amount a customer has in their Brex Cash account. The Brex Card draws daily from the account to determine its spending limits.
You can earn valuable rewards using a Brex Corporate credit card. For instance, you could earn four points on trips booked through Brex Travel. Additionally, you can earn three points for dining out.
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Capital on Tap
Capital on Tap is a complete small business credit card as well as a spending management tool. It offers a wide range of benefits, including a simple 1.5 percent cashback rate on all purchases. There are no annual fees, and the card doesn’t require other requirements aside from a good credit score.
If you are a new business, the benefits of using a low-interest business credit card can be extremely appealing. A business credit line with added security may be a viable option.
Business credit cards with low interest are very convenient because you’re not juggling the hassle of managing multiple cards or worrying about how much money you can afford each month. This is especially true if you are looking to finance large expenses.
Ink Business Preferred Credit Card
The Ink Business Preferred Card is one of the most sought-after business credit cards that are designed for startups. It offers a range of benefits, such as an impressive sign-up bonus, purchase protection, and travel perks. However, it also has a few drawbacks.
The Ink Business Preferred Card may not be the perfect choice for your business. There aren’t any APR introductory promotions to be found, and the spending limit could be too low for your company. This isn’t the most efficient points-earning feature.
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The Ink Business Preferred Card, however it offers a number of additional useful features, such as liability coverage primary coverage for car rentals, shopping protection, and primary coverage for car rentals. These benefits are ideal for small business owners.
The Ink Business Preferred Card is another great method to earn points. When you spend money in certain categories, you’ll earn three points for every dollar you spend. For instance, if charge $500 in purchases to your credit card during the first three months, you’ll get an offer of 100,000 points.
If you’re a startup business owner looking for an account for business credit you might want to look into Divvy. This kind of card comes with numerous advantages and features. It also lets you keep track of your business expenses.
Divvy works with external accounting software that allows users to quickly view the financial expenses. You can then create budgets, set the limits, and request funds. You can also set a spending limit for your employees.
Divvy also has a corporate card. These cards assess your business’ finances and help you decide what amount of money you’ll need to invest each month. Divvy does not require personal guarantees unlike traditional business credit cards.
However, Divvy does not disclose any interest rates on its website. It is crucial to know the interest rate for the company before you make an application.
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Chase Ultimate Rewards
Business credit cards offer the chance to secure best interest rates on business loans, and are also able to provide useful rewards. Chase Ultimate Rewards business credit cards provide bonus points that can be converted into cash or cash back. Some cards offer rewards for shopping and travel and others can be used to boost your credit score.
Apart from the top business credit cards offered by Chase but there are many other credit card issuers that you can choose from. However, you should consider the ways you will use a particular credit card. It is essential to locate the best business credit card that meets your requirements.
Small business owners will find the Ink Business Preferred(r) Credit Card an excellent option. This card provides solid rewards on different categories of purchases and also covers employees’ cell phone bills.