For those that are starting a business, one the most important questions they’ll have to answer is “Can I get a business credit card?” Although there is a yes answer it can be confusing and overwhelming to apply for a business credit card. Here are a few things to know about how to get the credit card you need.
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Brex 30
Brex offers a wide range of financial services, including corporate credit cards and spend management as well as expense management software. It provides an all-in-one financial solution for entrepreneurs.
The Brex Card, also known as Brex for Startups is a credit card that assists start-ups build credit histories. Applicants don’t pay interest or need to provide personal guarantees. Instead, applicants are rated on the basis of their business model and spending habits.
Credit limits up to 100 percent are available to applicants. This limit is determined by the amount of money a customer has in their Brex Cash account. Every day, the Brex Card draws from the account to determine the limit of its spending.
With the Brex Corporate Credit Card, you can earn valuable rewards on purchases. Brex Travel offers four points for booking travel. You can also get three points for dining out.
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Capital on Tap
Capital on Tap is a complete small business credit card and spend management solution. The card comes with a host of benefits, including a flat 1.5 percent cash back rate on all purchases. There are no annual fees, and the card doesn’t require other requirements aside from having a high credit score.
A business credit card with low interest is a great option for businesses that are just starting out. A business credit line with additional protection may be a possibility.
A low-interest business credit card are very convenient because you don’t have to worry of managing multiple cards or worrying about how much you can manage each month. This is especially relevant if you’re trying to finance large expenditures.
Ink Business Preferred credit card
The Ink Business Preferred Card is one of the most popular business credit cards designed for entrepreneurs. It has many benefits, including a substantial initial bonus and purchase protection as well as travel perks. However, it does have a few drawbacks.
The Ink Business Preferred Card isn’t an ideal choice, but. There aren’t any APR introductory promotions to be found and the spending limit could be too low for your company. Furthermore, it’s not the most generous points-earning option.
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On the other side the Ink Business Preferred Card offers several other valuable features, such as liability insurance as well as primary coverage for car rental, and a shopping protection. These benefits are ideal for small-scale business owners.
The Ink Business Preferred Card is another great method to earn points. Spend in specific categories and you’ll earn 3 points for every dollar. For example for example, if you spend $500 on purchases to your card within the first three months, you’ll get a 100,000 point welcome bonus.
Divvy
Divvy is an excellent choice for entrepreneurs who are starting their business and seeking an enterprise card. This kind of card comes with various benefits and features. You can also track your business expenses with this card.
Divvy can be used with accounting software that allows users to easily monitor the financial expenses. The software allows you to set a budget, limit spending, and request funds. Additionally, Divvy lets you to set a spending limit for your employees.
Divvy also offers corporate cards. These cards evaluate your business finances and assist you to decide how much money you can spend every month. Unlike traditional business credit cards, Divvy is not a requirement for a personal guarantee.
However, Divvy does not disclose any interest rates on its website. Therefore, it is important to learn about the rates offered by the company before submitting an application.
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Chase Ultimate Rewards
Business credit cards are an opportunity to secure the most favorable interest rates on business loans. They can also offer useful rewards. Chase Ultimate Rewards business credit cards are a great way to earn bonus points that can be converted into cash or cash back. Some cards offer rewards for shopping and travel and some can be used to help to build credit for your business.
There are a variety of credit card issuers you can select from, including Chase. However, you should consider the way you intend to make use of a specific credit card. It is important to find the best business credit card that meets your needs.
The Ink Business Preferred(r) Credit Card is a good option for a small business owner. This card provides solid rewards on different categories of purchases and also will pay for employees’ cell phone bills.