If you’re thinking of starting a business, the most important question you should ask yourself is “Can I get my business credit card?” The answer is yes but the process of getting an enterprise credit card can be confusing and overwhelming. Here are some tips to be aware of before obtaining an credit card.
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Brex offers a wide variety of financial services, including corporate credit cards as well as spend management and expense management software. Brex offers a comprehensive financial solution to startups.
The Brex Card, also referred to as Brex for Startups is a credit card that assists start-ups build their credit score. It doesn’t charge interest or provide a personal guarantee. Instead applicants are evaluated based on their business model and their spending habits.
Credit limits as high as 100 percent are permissible for applicants. The limit is determined based on the amount of money that is in the customer’s Brex Cash account. The Brex Card draws daily from the account to determine its spending limits.
You can earn rewarding rewards with the Brex Corporate credit card. For instance, you could earn four points when you travel booked through Brex Travel. You can also get three points when dining out.
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Capital on Tap
Capital on Tap is a small business credit card that can be used as a spend management tool. The card offers a slew of benefits, including a fixed 1.5 percent cash-back rate on all purchases. The card doesn’t have annual fees and does not have any other qualifications other than having a credit score of at least.
For a business that is just beginning benefiting from a business credit card that is low-interest could be very appealing. A business credit card with additional protection may be an option.
Business credit cards with low interest are extremely convenient since you’re not burdened with the stress of managing multiple cards or worrying about the amount of you can manage each month. This is especially true when you are planning to finance significant expenses.
Ink Business Preferred Credit Card
The Ink Business Preferred card is one of the top business credit cards available to start-up companies. It provides a wide range of benefits, like an excellent sign-up bonus purchase security, and travel perks. However, it has some disadvantages.
The Ink Business Preferred Card isn’t an ideal choice, but. There are no introductory APR promotions and the spending limit may not be appropriate for your company. It’s not the most efficient point-earning option.
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On the other side, the Ink Business Preferred Card offers many other beneficial features, such as liability insurance, primary car rental coverage and a shopping insurance. These perks are perfect for small business owners.
The Ink Business Preferred Card is another excellent method to earn points. When you spend money in certain categories, you can earn 3 points per dollar you spend. In this instance when you spend $500 on purchases made with your card in the first three months, you will be awarded a 100,000 points welcome bonus.
Divvy is an excellent choice for business owners who are just starting out seeking an business card. This type of card comes with many advantages and features. It also lets you track your business expenses.
Divvy can be used with accounting software and enables users to quickly view financial expenses. The program lets you create a budget, restrict spending, and request funds. Additionally, Divvy permits you to set a spending limit for your employees.
Divvy also offers a corporate credit card for businesses. These cards analyze your business’ finances and help you decide what amount of money you should spend every month. Divvy does not require personal guarantees unlike traditional business credit cards.
However, Divvy doesn’t disclose interest rates on its website. It is important to know the company’s interest rate before you apply.
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Chase Ultimate Rewards
Business credit cards can be used to obtain the most favorable interest rates for business loans and offer valuable rewards. Chase Ultimate Rewards business credit cards are a great way to earn bonus points that can be converted to cash back. Some cards offer rewards for shopping and travel while others can be used to build your business’s credit.
In addition to the top business credit cards from Chase, there are other credit card issuers that you can use. You should also consider the way you intend to use the credit card. It is crucial to find the right corporate credit card for your requirements.
Small-sized businesses will find the Ink Business Preferred(r) Credit Card a fantastic option. This card is a great way to earn rewards on different categories of purchases as well as covers employees’ cell phone bills.