If you’re thinking of starting your own business, the first important question is “Can I get my business credit card?” While there is a yes answer it can be daunting and confusing to apply for an enterprise credit card. Here are a few things you should know about the process of getting credit card.
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Brex offers a variety of financial services , including corporate credit cards as well as spend management and expense management software. Brex offers a comprehensive financial solution for startups.
The Brex Card, also referred to as Brex for Startups is a credit card that helps start-ups establish their credit histories. The cardholders don’t have to pay any interest or offer personal guarantees. Instead, applicants are assessed by the business model of the company and spending patterns.
Credit limits as high as 100 percent are permitted for applicants. This limit is determined by the amount of money that is in a customer’s Brex Cash account. The Brex Card draws daily from the account to determine its spending limits.
With a Brex Corporate Credit Card you can earn significant rewards on purchases. For instance, you’ll earn four points when you travel booked through Brex Travel. You can also earn three points for dining.
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Capital on Tap
Capital on Tap is a small-sized business credit card that can be used as a spending management tool. The card offers a slew of benefits including a flat 1.5 percent cash-back rate on all purchases. There are no annual charges, and the card does not have other requirements, aside from having a high credit score.
A low-interest business credit line is a great choice for startups. A business credit card that offers additional security might be a good option.
One of the primary advantages of a low-interest business credit card is that you don’t need to worry about juggling multiple cards or worrying about how much you’ll have to pay off every month. This is especially applicable if you’re planning to finance large expenditures.
Ink Business Preferred credit card
The Ink Business Preferred card is one of the best business credit cards available to start-up companies. It provides many benefits, including a high sign up bonus as well as purchase protection as well as travel perks. It does have some drawbacks.
The Ink Business Preferred Card may not be perfect. There aren’t any introductory APR promotions to be found and the spending limit may be too low for your business. In addition, it’s not exactly the most generous points-earning program.
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The Ink Business Preferred Card, however, offers many other useful features, such as liability coverage primary car rental coverage, shopping protection, and primary coverage for rental cars. As a small-scale business owner, you’ll surely benefit from these benefits.
The Ink Business Preferred Card is another excellent way to earn points. When you spend money in certain categories, you’ll earn 3 points per dollar you spend. For example, if you charge $500 in purchases to your credit card within the first three months, you’ll receive a welcome bonus of 100,000 points.
The Divvy is a great option for business owners who are just starting out looking for an business card. This type of card offers a range of advantages and features. It also lets you keep track of your business expenses.
Divvy is compatible alongside any other accounting software that allows users to monitor their financial expenses. You can then create budgets, set limits, and request money. Additionally, Divvy lets you set the spending limit for your employees.
Divvy also has a corporate card. These cards evaluate your business’s finances and decide how much you’ll have to spend each month. As opposed to traditional business credit card, Divvy does not require a personal guarantee.
However, Divvy doesn’t disclose interest rates on its website. Therefore, it’s important to be aware of the company’s rates prior to applying.
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Chase Ultimate Rewards
Business credit cards can be used to secure the highest rates of interest for business loans. They also offer rewards. Chase Ultimate Rewards business credit cards offer bonus points that can be converted to cash or cash back. Some cards offer rewards for travel and shopping, and others can be used to help to build credit for your business.
There are numerous credit card issuers you can pick from, including Chase. You must also think about how you will use the credit card. It is essential to locate the right business credit card that will meet your specific requirements.
Small business owners will find the Ink Business Preferred(r) Credit Card an excellent choice. This card gives you solid rewards for a variety of purchase categories and even covers mobile phone bills.