If you’re starting a business, one the most important questions they’ll need to answer is “Can I get a business credit card?” Although there is a yes answer, it can be confusing and overwhelming to apply for a business credit card. Here are some things to know about how to get credit card.
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Brex 30
Brex offers a variety of financial products, including corporate credit cards along with spend management and expense management software. Brex provides a complete financial solution for entrepreneurs.
The Brex Card, also known as Brex for Startups, is a credit card that can help startups build their credit history. It doesn’t charge interest or require an individual guarantee. Instead, applicants are rated by the business model of the company and spending patterns.
The applicants can enjoy up to 100 percent credit. The limit is determined by the amount of money that a customer has in their Brex Cash account. The Brex Card draws daily from the account to determine its spending limits.
With the Brex Corporate Credit Card you can earn significant rewards on purchases. For instance, you’ll earn four points on travel booked through Brex Travel. You can also earn three points when dining out.
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Capital on Tap
Capital on Tap is a small-sized business credit card that can also be used as a spend management tool. The card provides a range of benefits, including a simple 1.5 percent cashback on all purchases. There are no annual fees, and the card doesn’t have other requirements, aside from a good credit score.
A low-interest business credit card is a great choice for those who are just starting out. A business credit line with additional security could be a possibility.
A business credit card with a low-interest rate are very convenient because you’re not juggling the hassle of managing multiple credit cards or worrying about the amount of money you can afford each month. This is particularly relevant if you’re trying to finance large expenditures.
Ink Business Preferred credit card
The Ink Business Preferred card is one of the top business credit cards designed for start-up companies. It offers many advantages, including a large sign up bonus as well as purchase protection as well as travel perks. However, it has some drawbacks.
The Ink Business Preferred Card may not be ideal. There aren’t any promotional APR promotions to be found and the spending limit could be too low for your company. It’s not the most efficient point-earning option.
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The Ink Business Preferred Card, on the other hand it comes with a variety of other beneficial features, such as liability coverage as well as primary car rental coverage, shopping protection, and primary coverage for car rentals. If you’re a small business owner, you’ll definitely benefit from these benefits.
Additionally that, the Ink Business Preferred Card is a great method to earn points. When you spend in certain categories, you’ll earn 3 points per dollar you spend. For example, if you charge $500 on purchases to your credit card during the first three months, you’ll receive an initial bonus of 100,000 points.
Divvy
If you’re a start-up business owner looking for an enterprise credit card You might want to consider Divvy. This type of credit card provides various benefits and features. You can also track your business expenses with this card.
Divvy is compatible with external accounting software that allows users to quickly view the financial expenses. The software lets you create a budget, limit spending and request money. Additionally, Divvy lets you to set a maximum spending limit for your employees.
Divvy also has a corporate card. These cards assess your company’s financial situation and decide on how much you’ll have to spend each month. Divvy does not require personal guarantees, unlike traditional business credit cards.
However, Divvy doesn’t disclose interest rates on its website. It is crucial to know the company’s interest rate before you apply.
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Chase Ultimate Rewards
Business credit cards can be a way to secure the most favorable interest rates on business loans, and are also able to provide useful rewards. Chase Ultimate Rewards business credit cards provide bonus points that can be converted into cash back. Some cards offer rewards for shopping and travel, while others are able to help build your credit score.
Apart from the top business credit cards from Chase, there are other credit card issuers that you can use. You must also think about how you will use the credit card. It is vital to select the correct business credit card for your needs.
The Ink Business Preferred(r) Credit Card is a good option for small-sized business owners. This card offers solid rewards on different categories of purchases and even protects employees’ mobile phone bills.