If you are thinking of starting an enterprise, the most important question you should ask yourself is “Can I get my business credit card?” The answer is a resounding yes but the process of obtaining the business credit card could be daunting and confusing. Here are a few things to be aware of before obtaining the credit card you need.
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Brex 30
Brex offers a variety of financial services , including corporate credit cards spending management, as well as expense management software. It provides an all-in-one financial solution for startups.
The Brex Card, also known as Brex for Startups is a credit card that helps start-ups build credit histories. The cardholders don’t have to pay any interest and don’t have to offer an individual guarantee. Instead, applicants are assessed by the company’s business model and spending patterns.
Users can get 100 percent credit limit. This limit is by the amount of money that is in a customer’s Brex Cash account. Every day the Brex Card draws from the account to determine its limit for spending.
You can earn rewards using the Brex Corporate credit card. For example, you can get four points on travel booked through Brex Travel. You can also receive three points when dining out.
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Capital on Tap
Capital on Tap is an all-in-one small business credit card and a spend management solution. The card offers a slew of benefits including a flat 1.5 percent cash back rate on all purchases. There are no annual fees and the card doesn’t have other requirements aside from having a high credit score.
A low-interest business credit line is a great option for startups. You may also consider a business credit card that offers additional protection.
A low-interest business credit card are very convenient because you’re not burdened with the stress of managing multiple credit cards or worrying about the amount of money you’ll have to pay each month. This is especially true if you’re looking to finance large expenses.
Ink Business Preferred credit card
The Ink Business Preferred card is one of the top business credit cards for new businesses. It has many advantages, including a large reward for signing up as well as purchase protection as well as travel benefits. However, it does have a few drawbacks.
The Ink Business Preferred Card may not be the perfect choice for your business. There aren’t any promotional APR promotions to be found and the spending limit may be too low for your business. This isn’t the most efficient points-earning strategy.
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On the other hand, the Ink Business Preferred Card offers many other beneficial features, including liability coverage, primary car rental coverage and a shopping protection. These perks are great for small business owners.
Furthermore it is worth noting that the Ink Business Preferred Card is an excellent method to earn points. Spend in specific categories and you’ll earn 3 points for every dollar. For instance, if charge $500 in purchases to your card during the first three months, you’ll be eligible for an offer of 100,000 points.
Divide
The Divvy card is a great choice for entrepreneurs who are starting their business and seeking a business card. The card comes with a range of advantages and features. You can also keep track of your business expenses using this card.
Divvy can be integrated with any external accounting software that allows users to monitor their financial expenses. The software lets you create a budget, limit spending, and request funds. Additionally, Divvy permits you to set a spending limit for your employees.
Divvy also offers a corporate card. These cards assess your company’s finances and determine how much you’ll have to spend each month. As opposed to traditional business credit card, Divvy doesn’t require personal guarantees.
However, Divvy does not disclose any interest rates on its website. Therefore, it is important to learn about the rates offered by the company before applying.
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Chase Ultimate Rewards
Business credit cards provide an opportunity to secure the highest interest rates for business loans, and they are also able to provide useful rewards. For instance the Chase Ultimate Rewards business credit card can earn bonus points that could be converted to cash back. Certain cards provide rewards for shopping and travelling, and others can be used to help build your business’s credit.
There are many credit card issuers you can select from, including Chase. It is important to consider what you intend to do with the credit card. It is crucial to choose the appropriate corporate credit card for your needs.
Small business owners will find the Ink Business Preferred(r) Credit Card a fantastic option. This card offers solid rewards for various purchase categories and even covers mobile phone costs.