For those who are just beginning the business of their own, one of the most important questions they’ll need to answer is “Can I get a business credit card?” While there is a yes answer but it can be difficult and confusing to apply for an enterprise credit card. Here are some things you need to know about the process of obtaining credit card.
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Brex 30
Brex provides a broad range of financial services, including corporate credit cards and spend management as well as expense management software. Brex offers a complete financial solution to startups.
The Brex Card, also known as Brex for Startups, is an account that helps startups establish credit histories. The cardholders don’t have to pay any interest and don’t have to provide an individual guarantee. Instead, applicants are evaluated on their company’s business model and spending habits.
Credit limits of up to 100 percent are available to applicants. This limit is determined by the amount of money that a customer has in their Brex Cash account. The Brex Card draws daily from the account to determine its spending limits.
You can earn significant rewards by using a Brex Corporate credit card. Brex Travel offers four points for booking travel. You can also receive three points for dining out.
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Capital on Tap
Capital on Tap is a complete small business credit card as well as a spending management solution. The card offers a variety of advantages, including a fixed 1.5% cashback rate on all purchases. The card does not have annual fees and does not have any other qualifications other than an excellent credit score.
If you are a new business it is possible to reap the benefits of the low-interest business credit cards are a great deal. It is also possible to look into a business credit card which offers additional security.
One of the primary advantages of a low interest business credit card is that you don’t have to worry about juggling multiple cards or worrying about how much you can afford to pay each month. This is especially applicable if you’re planning to finance major expenditures.
Ink Business Preferred Credit Card
The Ink Business Preferred card is one of the top business credit cards for new businesses. It comes with a variety of advantages, such as a huge sign up bonus, purchase protection, as well as travel perks. It has some downsides.
The Ink Business Preferred Card may not be ideal. There aren’t any promotional APR promotions and the spending limit might not be suitable for your business. It’s also not the most generous points-earning option.
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On the other hand however, the Ink Business Preferred Card offers several other valuable features, such as liability insurance and primary car rental coverage, and a shopping protection. These perks are great for small business owners.
Furthermore to that, the Ink Business Preferred Card is an excellent opportunity to earn points. Spend in specific categories and you’ll earn three points per dollar. In this example the case of spending $500 on purchases on your card in the first three months, you will get a 100,000 point welcome bonus.
Divvy
If you’re a startup business owner in search of a credit card for business you might want to look into Divvy. This kind of card comes with many benefits and features. It also lets you track your business expenses.
Divvy can be used with accounting software, allowing users to easily view financial expenses. You can then create budget, set limits, and request money. Additionally, Divvy lets you set an amount of money you can spend for your employees.
Divvy also offers a corporate credit card for businesses. These cards analyze your business financial situation and help you decide what amount of money you should spend each month. In contrast to traditional business credit cards, Divvy is not a requirement for a personal guarantee.
However, Divvy doesn’t disclose interest rates on its website. Therefore, it is important to understand the company’s rate before submitting an application.
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Chase Ultimate Rewards
Business credit cards can be used to secure the most competitive interest rates for business loans and provide valuable rewards. For instance, a Chase Ultimate Rewards business credit card can earn bonus points that can translate to cash back. Some cards offer rewards for shopping and traveling as well as others that are able to help build your credit score.
There are many credit card issuers you can choose from, including Chase. However, you must think about the manner in which you use a particular credit card. It is essential to find the right business credit card that meets your needs.
Small-sized business owners will find the Ink Business Preferred(r) Credit Card a fantastic option. The card gives you solid rewards on a variety of purchase categories and also protects employees’ mobile phone bills.