For those that are starting a business, one of the most important questions they’ll have to answer is “Can I get a business credit card?” While there is a yes answer it can be difficult and confusing to apply for a business credit card. Here are some things to be aware of when applying for a credit card.
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Brex provides a variety of financial services, such as corporate credit cards spending management, as well as expense management software. Brex provides a complete financial solution to startups.
The Brex Card, or Brex for Startups, is an account that helps startups establish their credit history. It doesn’t charge interest and don’t need to provide an individual guarantee. Instead, applicants are evaluated based on their company’s business model and spending habits.
Credit limits of up to 100 percent are available to applicants. This limit is based on the amount of money in a customer’s Brex Cash account. The Brex Card draws daily from the account to determine its spending limits.
With a Brex Corporate Credit Card you can earn substantial rewards on purchases. For example, you can earn four points on trips booked through Brex Travel. Additionally, you can earn three points for dining.
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Capital on Tap
Capital on Tap is a small business credit card that can also be used as a spend management tool. The card offers a slew of benefits, including a fixed 1.5 percent cash-back rate on all purchases. There are no annual fees, and the card doesn’t have other requirements, aside from an excellent credit score.
For businesses that are just starting out benefiting from a business credit card that is low-interest are a great deal. You might also look into a credit card for business that offers additional protection.
One of the main benefits of a business low-interest credit card is that you don’t need to worry about managing multiple cards or worrying about how much you can afford to pay off every month. This is particularly true if you are looking to finance large expenses.
Ink Business Preferred credit card
The Ink Business Preferred Card is one of the most sought-after business credit cards for new businesses. It offers a range of benefits, such as an impressive sign-up bonus, purchase protection, as well as travel perks. However, it does have some disadvantages.
The Ink Business Preferred Card may not be the best choice for you. There aren’t any introductory APR deals and the spend limit might not be suitable for your company. In addition, it’s not exactly the most generous points-earning program.
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On the other side, the Ink Business Preferred Card offers many other beneficial features, including liability coverage and primary car rental coverage, and a shopping protection. If you’re a small business owner, you’ll surely get these benefits.
The Ink Business Preferred Card is another excellent way to earn points. When you spend money in certain categories, you can earn 3 points for every dollar you spend. In this example the case of spending $500 on purchases to your card within the first three months, you’ll receive a 100,000-point welcome bonus.
The Divvy card is a great choice for business owners who are just starting out seeking business cards. This card comes with a wide range of advantages and features. It also lets you monitor your business expenses.
Divvy works with external accounting software that allows users to easily monitor financial expenses. You can create budgets, set the limits, and request funds. Additionally, Divvy lets you set the spending limit for your employees.
Divvy also offers a corporate credit card for corporate customers. These cards evaluate your business finances and assist you to decide what amount of money you can spend every month. Divvy doesn’t require personal guarantees, unlike traditional business credit cards.
However, Divvy does not disclose any interest rates on its website. It is essential to know the interest rate for the company before you make an application.
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Chase Ultimate Rewards
Business credit cards can be used to secure the most competitive rates of interest for business loans. They also offer rewards. For instance one card, the Chase Ultimate Rewards business credit card offers bonus points that could be converted to cash back. Some cards offer rewards for travel and shopping, while others can be used to build your credit score.
There are a variety of credit card issuers you could select from, including Chase. It is important to consider the way you intend to use the credit card. It is essential to find the right business credit card that meets your requirements.
Small business owners will find the Ink Business Preferred(r), Credit Card a great option. The card gives you solid rewards for various categories of purchases and also covers employees’ cell phone bills.