If you’re starting the business of their own, one of the most important questions they’ll have to answer is “Can I get a business credit card?” The answer is yes but the process of applying for the business credit card could be overwhelming and confusing. Here are some points you should be aware of about the process of applying for a credit card.
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Brex offers a variety of financial services including corporate credit cards, spend management and expense management software. Brex provides a complete financial solution for entrepreneurs.
The Brex Card, or Brex for Startups, is an credit card that assists startups build their credit history. The applicants don’t have to pay interest or require personal guarantees. Instead, applicants are rated by company business model and spending patterns.
Users can get 100 percent credit. The limit is determined by the amount of money the customer has in their Brex Cash account. The Brex Card draws daily from the account to determine its spending limits.
With the Brex Corporate Credit Card you can earn substantial rewards on purchases. Brex Travel offers four points to book travel. You can also get three points for dining.
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Capital on Tap
Capital on Tap is an all-in-one small business credit card and a spend management solution. The card provides a range of benefits, including a flat 1.5 percent cashback on all purchases. The card is free of annual fees and doesn’t have any other requirements than having a high credit score.
If you are a new business it is possible to reap the benefits of a low-interest business credit card could be very appealing. A business credit line with additional security could be a good option.
One of the main advantages of a low-interest business credit card is that you don’t have to worry about juggling multiple cards or worrying about how much you’ll be able to pay off each month. This is especially true if you’re looking to finance large expenditures.
Ink Business Preferred Credit Card
The Ink Business Preferred Card is one of the most popular business credit cards that are designed for startups. It comes with a variety of advantages, such as a huge initial bonus along with purchase protection, along with travel perks. However, it has several drawbacks.
The Ink Business Preferred Card isn’t ideal, however. There aren’t any introductory APR promos and the spending limit may not be appropriate for your company. It’s also not the most generous points-earning feature.
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On the other hand, the Ink Business Preferred Card offers numerous other useful features, such as liability insurance as well as primary coverage for car rental and a shopping insurance. If you’re a small-sized company owner, you’ll certainly get these benefits.
Additionally it is worth noting that the Ink Business Preferred Card is an excellent way to earn points. When you spend money in certain categories, you can earn three points per dollar you spend. For example, if you charge $500 on purchases to your credit card during the first three months, you’ll get an offer of 100,000 points.
If you’re a business owner in search of a credit card for business you might want to consider Divvy. This type of card offers many benefits and features. It also lets you keep track of your business expenses.
The Divvy app can be used alongside any other accounting software that allows users to look at their financial expenses. You can create budget, set limits, and request money. Additionally, Divvy allows you to set a spending limit for your employees.
Divvy also offers corporate cards. These cards look at your company’s finances and determine the amount you’ll need to spend every month. Divvy does not require personal guarantees, unlike traditional business credit cards.
However, Divvy does not disclose any interest rates on its website. Therefore, it’s crucial to understand the company’s rate before you apply.
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Chase Ultimate Rewards
Business credit cards can be used to secure the most competitive rates of interest for business loans, and also provide valuable rewards. Chase Ultimate Rewards business credit cards provide bonus points that can be converted to cash back. Certain cards provide rewards for shopping and traveling while others are able to help build your credit score.
In addition to the top business credit cards offered by Chase and other credit card issuers that you can use. But, you must consider how you will make use of a specific credit card. It is crucial to find the right business credit card to meet your requirements.
Small-sized businesses will find the Ink Business Preferred(r) Credit Card an excellent choice. This card offers solid rewards on different categories of purchases and even covers employees’ cell phone bills.