For those that are starting a business, one the most important questions they’ll need to answer is “Can I get a business credit card?” The answer is yes however, the process of getting a business credit card can be confusing and overwhelming. Here are a few tips to be aware of the process of applying for the credit card.
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Brex offers a wide variety of financial services, such as corporate credit cards as well as spend management and expense management software. It offers a complete financial solution for entrepreneurs.
The Brex Card, or Brex for Startups, is a credit card that helps startups build their credit history. The applicants don’t have to pay interest and don’t have to provide a personal guarantee. Rather, applicants are evaluated by the business model of the company and spending patterns.
The applicants can enjoy up to a 100 percent credit limit. The limit is determined based on the amount of money in the customer’s Brex Cash account. The Brex Card draws daily from the account to determine its spending limits.
You can earn significant rewards using a Brex Corporate credit card. For instance, you can earn four points on trips booked through Brex Travel. Additionally, you can earn three points when dining out.
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Capital on Tap
Capital on Tap is a one-stop small business credit card and spend management system. It offers a wide range of benefits, including a simple 1.5 percent cashback rate on all purchases. There are no annual charges, and the card does not have other requirements other than a good credit score.
For businesses that are just starting out it is possible to reap the benefits of a business credit card with low interest are a great deal. You may also want to look into a credit card for business that provides additional security.
One of the key advantages of a low interest business credit card is that you don’t have to fret about juggling several cards or worrying about how much you’ll have to pay each month. This is particularly true if you’re looking to finance large expenditures.
Ink Business Preferred credit card
The Ink Business Preferred card is one of the best business credit cards for startup companies. It has many advantages, including a large sign up bonus and purchase protection along with travel perks. However, it has some drawbacks.
The Ink Business Preferred Card isn’t perfect, however. There aren’t any introductory APR promotions to be found, and the spending limit may be too low for your business. This isn’t the most efficient points-earning program.
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On the other side however, the Ink Business Preferred Card offers many other beneficial features, such as liability insurance, primary car rental coverage and a shopping insurance. If you’re a small business owner, you’ll surely benefit from these perks.
The Ink Business Preferred Card is another great method to earn points. When you spend in specific categories, you’ll earn three points per dollar you spend. In this instance for example, if you spend $500 on purchases with your card in the first three months, you’ll be awarded a 100,000 points welcome bonus.
If you’re a start-up business owner looking for a business credit card you might want look into Divvy. This card offers a variety of benefits and features. It also allows you to keep track of your business expenses.
Divvy integrates with other accounting software that allows users to quickly view the financial expenses. You can then create a budget, set maximum limits and request money. Additionally, Divvy lets you set an expense limit for your employees.
Divvy also offers corporate cards. These cards assess your business financial situation and help you decide what amount of money you’ll need to spend every month. In contrast to traditional business credit cards, Divvy doesn’t require an individual guarantee.
However, Divvy does not disclose any interest rates on its website. Therefore, it’s essential to be aware of the company’s rates before applying.
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Chase Ultimate Rewards
Business credit cards provide the chance to secure most favorable interest rates on business loans, and they can also provide valuable rewards. For example, a Chase Ultimate Rewards business credit card offers bonus points that can translate to cash back. Certain cards provide rewards for shopping and travelling, and others can be used to increase your business’s credit.
There are numerous credit card issuers you could pick from, including Chase. However, you must think about the manner in which you make use of a particular credit card. It is important to select an enterprise credit card that will meet your needs.
Small business owners will find the Ink Business Preferred(r) Credit Card a fantastic option. This card provides solid rewards on different categories of purchases and also covers cell phone bills.