If you’re starting an enterprise, one of the most important questions they’ll have to answer is “Can I get a business credit card?” Although the answer is yes it can be difficult and confusing to apply for an enterprise credit card. Here are a few things you need to know about the process of getting credit card.
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Brex provides a range of financial services including corporate credit cards as well as spend management and expense management software. Brex provides a complete financial solution to startups.
The Brex Card, also known as Brex for Startups is a credit card for start-ups that helps them establish their credit histories. The cardholders don’t have to pay any interest and don’t need to provide an individual guarantee. Instead, applicants are evaluated based on their budget and business model.
The applicants can enjoy up to a 100 percent credit limit. The limit is determined by the amount of money that a customer has in their Brex Cash account. Every day, the Brex Card draws from the account to determine its spending limit.
You can earn rewards when you use a Brex Corporate credit card. Brex Travel offers four points for booking travel. You can also earn three points when dining out.
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Capital on Tap
Capital on Tap is a small business credit card that can be used as an expense management tool. The card provides a range of benefits, including a simple 1.5 percent cashback on all purchases. The card doesn’t have annual fees and does not have any other conditions other than a good credit rating.
For a startup business it is possible to reap the benefits of a low-interest business credit card could be very appealing. You might also look into a credit card for business that offers additional protection.
A business credit card with a low-interest rate are extremely convenient since you don’t have the worry of managing multiple cards or worrying about how much you can manage each month. This is particularly applicable if you’re planning to finance large purchases.
Ink Business Preferred Credit Card
The Ink Business Preferred Card is one of the most popular business credit cards for new businesses. It provides many advantages, such as a huge reward for signing up along with purchase protection, and travel perks. It has some downsides.
The Ink Business Preferred Card may not be ideal. There are no introductory APR promotions and the spending limit might not be suitable for your business. It’s also not the most effective points-earning feature.
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The Ink Business Preferred Card, however provides a range of useful features like liability insurance primary car rental coverage shopping protection, and primary car rental coverage. As a small-scale business owner, you’ll definitely enjoy these benefits.
Furthermore to that, the Ink Business Preferred Card is an excellent opportunity to earn points. Spend in certain categories and you’ll earn 3 points for every dollar. In this case when you spend $500 on purchases to your card in the first three months, you will get a 100,000 point welcome bonus.
If you’re a startup business owner looking for an enterprise credit card, you may want to look into Divvy. This kind of card comes with a range of benefits and features. It also allows you to track your business expenses.
The Divvy app can be used with any accounting software that allows users to view their financial expenses. You can then create budgets, set maximum limits and request money. Divvy also allows you to set a spending limit for your employees.
Divvy also has corporate cards. These cards look at your company’s financial situation and decide on how much you’ll have to spend each month. Divvy does not require personal guarantees unlike traditional business credit cards.
However, Divvy doesn’t disclose interest rates on its website. It is important to find out the company’s interest rate before you make an application.
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Chase Ultimate Rewards
Business credit cards can be used to secure most competitive interest rates for business loans and offer valuable rewards. Chase Ultimate Rewards business credit cards provide bonus points that can be converted to cash or cash back. Certain cards provide rewards for shopping and travelling as well as other cards that can be used to help build your business’s credit.
There are numerous credit card issuers to choose from, such as Chase. However, you should consider the ways you will make use of a specific credit card. It is vital to select the correct corporate credit card for your needs.
The Ink Business Preferred(r) Credit Card is a viable option for small-sized business owners. The card provides solid rewards across a variety of categories and even will pay for employees’ mobile phone bills.