If you are thinking of starting an enterprise, the most important thing to consider is “Can I get my business credit card?” The answer is yes, but the process of getting an enterprise credit card can be daunting and confusing. Here are some things to be aware of before obtaining a credit card.
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Brex 30
Brex provides a range of financial services including corporate credit cards spending management, as well as expense management software. Brex provides a complete financial solution for startups.
The Brex Card, also known as Brex for Startups, is a credit card that helps startups establish credit histories. It doesn’t charge interest and don’t have to offer personal guarantees. Instead, applicants are assessed on the basis of their business model and spending habits.
Credit limits of up to 100 percent are permitted for applicants. This limit is determined by the amount of money the customer has in their Brex Cash account. The Brex Card draws daily from the account to determine its spending limits.
You can earn significant rewards by using the Brex Corporate credit card. Brex Travel offers four points to book travel. You can also earn three points for dining.
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Capital on Tap
Capital on Tap is a small-sized business credit card that can be used as a budget management tool. The card offers a variety of advantages, including a fixed 1.5 percent cashback rate on all purchases. The card is free of annual charges and doesn’t need any other qualifications other than having a high credit score.
A low-interest business credit line is a great option for startups. You might also think about a business credit card with additional protection.
A low-interest business credit card are extremely convenient since you’re not juggling the hassle of managing multiple cards or worrying about how much you can manage each month. This is particularly true if you are planning to finance significant expenses.
Ink Business Preferred credit card
The Ink Business Preferred Card is one of the most popular business credit cards designed for entrepreneurs. It provides many benefits, including a high reward for signing up, purchase protection, and travel perks. It has some downsides.
The Ink Business Preferred Card may not be perfect. There aren’t any initial APR promos and the spending limit might not be suitable for your company. It’s not the most efficient points-earning program.
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The Ink Business Preferred Card, on the other hand it offers a number of additional useful features such as liability coverage, primary car rental coverage, shopping protection, and primary car rental coverage. These perks are perfect for small-scale business owners.
Moreover it is worth noting that the Ink Business Preferred Card is an excellent opportunity to earn points. Spend in specific categories and you’ll earn three points per dollar. For instance, if make a purchase of $500 to your card in the first three months, you’ll be eligible for an initial bonus of 100,000 points.
Divide
The Divvy is a great option for startup business owners looking for business cards. This kind of card comes with numerous advantages and features. It also allows you to monitor your business expenses.
Divvy is compatible with external accounting software, and allows users to quickly view the financial expenses. The program lets you create a budget, limit spending and even request money. In addition, Divvy allows you to set a spending limit for your employees.
Divvy also offers a corporate credit card for companies. These cards review your company financial situation and help you decide on how much you’ll need to invest every month. Divvy does not require personal guarantees unlike traditional business credit cards.
However, Divvy doesn’t disclose interest rates on its website. It is important to find out the company’s interest rate before you apply.
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Chase Ultimate Rewards
Business credit cards can be used to secure the highest interest rates for business loans. They also offer rewards. For instance, a Chase Ultimate Rewards business credit card provides bonus points which can be converted into cash back. Some cards offer rewards for shopping and traveling and others are able to help build your credit score.
Apart from the top business credit cards offered by Chase and other credit card issuers you can turn to. You should also consider the way you intend to use the credit card. It is important to select an enterprise credit card that meets your particular needs.
Small-scale business owners will find the Ink Business Preferred(r), Credit Card an excellent choice. This card provides solid rewards for various categories of purchases and also will pay for employees’ cell phone bills.