If you’re thinking about starting your own business, the most important question to ask is “Can I get my business credit card?” Although the answer is yes, it can be difficult and confusing to apply for a business credit card. Here are a few tips to be aware of the process of getting the credit card.
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Brex 30
Brex provides a range of financial services like corporate credit cards spending management, as well as expense management software. Brex offers a comprehensive financial solution for entrepreneurs.
The Brex Card, also referred to as Brex for Startups is a credit card designed to help start-ups build their credit history. The applicants don’t pay interest or provide personal guarantees. Instead applicants are evaluated on their company’s business model and spending habits.
Customers can get up to 100 percent credit limit. The limit is determined by the amount customers have in their Brex Cash account. Each day, the Brex Card draws from the account to determine its limit for spending.
You can earn significant rewards when you use the Brex Corporate credit card. Brex Travel offers four points for booking travel. Additionally, you can earn three points for dining.
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Capital on Tap
Capital on Tap is an all-in-one small business credit card and a spend management solution. The card provides a range of benefits, including a flat 1.5 percent cashback on all purchases. There are no annual charges, and the card doesn’t have any other requirements other than having a high credit score.
If you are a new business benefiting from a low-interest business credit card are a great deal. A business credit card with added security may be an option.
One of the key benefits of a business low-interest credit card is that you don’t have to worry about juggling multiple cards or worrying about the amount you can afford to pay off every month. This is especially applicable if you’re planning to finance large expenditures.
Ink Business Preferred Credit Card
The Ink Business Preferred card is one of the top business credit cards available to start-up businesses. It comes with a range of benefits, including a high sign-up bonus, purchase security, and travel perks. However, it does have some disadvantages.
The Ink Business Preferred Card isn’t ideal, however. There aren’t any introductory APR offers and the spending limit might not be suitable for your business. Moreover, it’s not the most generous point-earning system.
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On the other hand it is worth noting that the Ink Business Preferred Card offers numerous other useful features, including liability coverage in addition to primary car rental insurance as well as a shopping security. These benefits are ideal for small-scale business owners.
Moreover it is worth noting that the Ink Business Preferred Card is a great method to earn points. Spend in certain categories and earn 3 points for every dollar. In this case when you spend $500 on purchases to your card in the first three months, you will receive a 100,000-point welcome bonus.
Divvy
The Divvy is a great option for startup business owners looking for a business card. This card has a variety of advantages and features. It also lets you keep track of your business expenses.
Divvy is compatible with any external accounting software to allow users to view their financial expenses. You can create budgets, set the limits, and request money. Additionally, Divvy allows you to set a maximum spending limit for your employees.
Divvy also offers corporate cards. These cards assess your company’s finances and determine how much you should spend each month. Divvy does not require personal guarantees unlike traditional business credit cards.
However, Divvy doesn’t disclose interest rates on its website. It is essential to know the company’s interest rate before you make an application.
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Chase Ultimate Rewards
Business credit cards can be used to secure best rates of interest for business loans. They also offer rewards. For example one card, the Chase Ultimate Rewards business credit card gives you bonus points that could be converted to cash back. Certain cards provide rewards for travel and shopping and some can be used to increase your business’s credit.
Apart from the top business credit cards from Chase There are other credit card issuers that you can turn to. But, you must consider the way you intend to make use of a specific credit card. It is vital to find the right business credit card for your requirements.
Small-sized business owners will find the Ink Business Preferred(r), Credit Card an excellent option. The card is a good option for earning rewards for various purchase categories and even will pay for employees’ mobile phone expenses.