If you’re thinking of starting a business, the most important thing to consider is “Can I get my business credit card?” The answer is yes, but the process of applying for the business credit card could be daunting and confusing. Here are some things to be aware of before obtaining an credit card.
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Brex 30
Brex offers a variety of financial services like corporate credit cards, spend management and expense management software. Brex offers a comprehensive financial solution for startups.
The Brex Card, also known as Brex for Startups, is a credit card that can help startups build their credit history. Applicants don’t pay interest or require an individual guarantee. Instead, applicants are evaluated on their company’s business model and spending habits.
Customers can get up to 100 percent credit limit. The limit is determined by the amount of money a customer has in their Brex Cash account. The Brex Card draws daily from the account to determine its spending limits.
You can earn rewarding rewards when you use the Brex Corporate credit card. Brex Travel offers four points for booking travel. You can also get three points for dining out.
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Capital on Tap
Capital on Tap is an all-in-one small business credit card and a spend management solution. It comes with a myriad of benefits including a standard 1.5% cash back rate on all purchases. The card does not have annual charges and doesn’t need any other qualifications other than a good credit rating.
For businesses that are just starting out it is possible to reap the benefits of a business credit card with low interest could be very appealing. A business credit card with additional security might be a viable option.
A low-interest business credit cards are extremely convenient since you don’t have the worry of managing multiple credit cards or worrying about how much money you’ll have to pay each month. This is particularly true if you are planning to finance significant expenses.
Ink Business Preferred credit card
The Ink Business Preferred card is one of the best business credit cards designed for start-up companies. It offers a range of benefits, such as a high sign-up bonus, purchase protection, and travel perks. However, it also has some drawbacks.
The Ink Business Preferred Card may not be ideal. There aren’t any APR introductory promotions to be found and the spending cap may be too low for your business. It’s also not the most generous points-earning feature.
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On the other hand it is worth noting that the Ink Business Preferred Card offers several other valuable features, such as liability insurance and primary car rental coverage as well as a shopping security. If you’re a small-sized business owner, you’ll surely benefit from these benefits.
Furthermore it is worth noting that the Ink Business Preferred Card is a great opportunity to earn points. Spend in specific categories and you’ll earn 3 points for every dollar. In this instance, if you spend $500 on purchases to your card within the first three months, you will receive a 100,000 point welcome bonus.
Divide
If you’re a business owner in search of a credit card for business, you may want to think about Divvy. This card has a variety of benefits and features. You can also keep track of your business expenses using this card.
Divvy integrates with other accounting software, allowing users to easily view the financial expenses. You can then create a budget, set limits on spending and request money. Divvy also allows you to set a spending limit for your employees.
Divvy also offers a corporate credit card. These cards evaluate your business’s finances and decide how much you’ll need to spend each month. Unlike traditional business credit cards, Divvy doesn’t require personal guarantees.
However, Divvy does not disclose any interest rates on its website. Therefore, it is important to understand the company’s rate prior to applying.
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Chase Ultimate Rewards
Business credit cards can be a way to secure the best interest rates on business loans, and can also offer valuable rewards. Chase Ultimate Rewards business credit cards can earn bonus points which can be converted into cash back. Some cards offer rewards for shopping and travel and some can be used to help increase your business’s credit.
In addition to the top business credit cards offered by Chase but there are many other credit card issuers you can choose from. You must also think about what you intend to do with the credit card. It is crucial to choose the best business credit card that is suitable for your specific requirements.
The Ink Business Preferred(r) Credit Card is a great option for small-sized business owners. The card gives you solid rewards on a variety of purchase categories, and it even covers employees’ cell phone bills.
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