For those that are starting the business of their own, one of the most important questions they’ll have to answer is “Can I get a business credit card?” The answer is yes but the process of getting an official business credit card can be confusing and overwhelming. Here are some points you should be aware of about the process of getting credit card.
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Brex offers a variety of financial services like corporate credit cards, spend management and expense management software. Brex is a complete financial solution for entrepreneurs.
The Brex Card, also known as Brex for Startups is a credit card that assists start-ups establish their credit histories. Applicants don’t pay interest or have to provide personal guarantees. Instead, applicants are evaluated on the basis of their business model and spending habits.
Credit limits up to 100 percent are permissible for applicants. This limit is determined by the amount that a customer has in their Brex Cash account. The Brex Card draws daily from the account to determine its spending limits.
You can earn rewards using a Brex Corporate credit card. Brex Travel offers four points to book travel. Additionally, you can earn three points for dining out.
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Capital on Tap
Capital on Tap is a all-in-one small business credit card and spending management tool. The card comes with a host of benefits, including a fixed 1.5% cash back rate on all purchases. The card is free of annual fees and does not have any other requirements other than an excellent credit score.
A business credit card with a low-interest rate is a great option for those who are just starting out. A business credit card that comes with additional security could be a possibility.
A low-interest business credit card are extremely convenient since you don’t have to worry of managing multiple credit cards or worrying about the amount of money you’ll be able to afford each month. This is especially important if you’re trying to finance large expenditures.
Ink Business Preferred Credit Card
The Ink Business Preferred card is one of the top business credit cards designed for start-up businesses. It comes with a variety of benefits, including a high sign up bonus along with purchase protection, along with travel perks. However, it does have some disadvantages.
The Ink Business Preferred Card may not be ideal. There aren’t any promotional APR promotions and the spending limit might not be suitable for your company. It’s also not the most generous points-earning option.
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The Ink Business Preferred Card, on the other hand provides a range of useful features like liability insurance and primary car rental coverage shopping protection, and primary coverage for rental cars. As a small-scale company owner, you’ll certainly get these benefits.
Additionally that, the Ink Business Preferred Card is an excellent way to earn points. Spend in certain categories and you’ll earn 3 points for every dollar. For example, if you spend $500 on purchases on your card in the first three months, you’ll get a 100,000 point welcome bonus.
If you’re a business owner looking for an account for business credit you might want to consider Divvy. This type of credit card provides a range of advantages and features. You can also keep track of your business expenses using this card.
Divvy works with external accounting software, and allows users to easily monitor the financial expenses. The software allows you to set a budget, limit spending and request money. It also lets you set an expense limit for your employees.
Divvy also has a corporate card. These cards evaluate your business’s finances and decide how much you should spend every month. Divvy does not require personal guarantees, unlike traditional business credit cards.
However, Divvy doesn’t disclose interest rates on its website. Therefore, it’s essential to learn about the rates offered by the company prior to applying.
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Chase Ultimate Rewards
Business credit cards are the chance to secure most favorable interest rates on business loans, and can also offer valuable rewards. Chase Ultimate Rewards business credit cards offer bonus points that can be converted to cash back. Some cards offer rewards for travel and shopping as well as others that can be used to improve your credit score.
Apart from the top business credit cards from Chase, there are other credit card issuers are available to. You should also consider how you will use the credit card. It is crucial to select the correct business credit card to meet your requirements.
The Ink Business Preferred(r) Credit Card is a great option for small-sized business owners. This card provides solid rewards on different categories of purchases as well as covers employees’ cell phone bills.