If you are thinking of creating your own business, the first important question is “Can I get my business credit card?” Although the answer is yes it can be a bit daunting and confusing to apply for a business credit card. Here are some things you need to be aware of before obtaining an credit card.
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Brex 30
Brex offers a variety of financial services , including corporate credit cards spending management, as well as expense management software. Brex provides a complete financial solution for entrepreneurs.
The Brex Card, also referred to as Brex for Startups is a credit card designed to help start-ups build their credit score. The applicants don’t have to pay interest and don’t need to offer an individual guarantee. Instead, applicants are evaluated by the business model of the company and spending patterns.
Credit limits of up to 100 percent are permissible for applicants. This limit is determined by the amount that a customer has in their Brex Cash account. The Brex Card draws daily from the account to determine its spending limits.
With the Brex Corporate Credit Card you can earn substantial rewards on purchases. For instance, you can earn four points on travel booked through Brex Travel. You can also earn three points for dining out.
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Capital on Tap
Capital on Tap is a complete small business credit card and spending management solution. The card comes with a variety of benefits including a standard 1.5% cash back rate on all purchases. There are no annual fees, and the card doesn’t require other requirements, aside from having a credit score of at least.
A low-interest business credit card is a great choice for startups. You may also want to consider a business credit card that offers additional protection.
A business credit card with a low-interest rate are extremely convenient since you’re not burdened with the stress of managing multiple credit cards or worrying about the amount of money you can afford each month. This is especially relevant if you’re trying to finance large purchases.
Ink Business Preferred Credit Card
The Ink Business Preferred card is one of the best business credit cards available to start-up companies. It provides many benefits, including a high initial bonus as well as purchase protection and travel perks. However, it also has several drawbacks.
The Ink Business Preferred Card may not be the best choice for you. There aren’t any promotional APR deals and the spend limit may not be appropriate for your business. It’s also not the most generous points-earning program.
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On the other hand it is worth noting that the Ink Business Preferred Card offers a lot of other useful features, such as liability insurance in addition to primary car rental insurance and a shopping insurance. These benefits are perfect for small business owners.
The Ink Business Preferred Card is another great way to earn points. Spend in certain categories , and you’ll earn 3 points for every dollar. In this case when you spend $500 on purchases on your card within the first three months, you will receive a 100,000 point welcome bonus.
Divvy
Divvy is a good option for entrepreneurs who are starting their business and looking for a business card. This type of credit card provides various benefits and features. You can also monitor your business expenses with this card.
Divvy is compatible with external accounting software and enables users to easily monitor financial expenses. The program allows you to create a budget, restrict spending and even request money. Divvy also allows you to set an expense limit for your employees.
Divvy also offers a corporate card. These cards evaluate your business’s financial situation and decide on how much you should spend each month. Contrary to traditional business credit cards, Divvy doesn’t require an individual guarantee.
However, Divvy does not disclose any interest rates on its website. Therefore, it’s crucial to learn about the rates offered by the company prior to applying.
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Chase Ultimate Rewards
Business credit cards can be used to obtain the most favorable interest rates for business loans and provide valuable rewards. Chase Ultimate Rewards business credit cards can earn bonus points which can be converted into cash back. Some cards offer rewards for shopping and traveling and others are able to help build your credit score.
There are many credit card issuers you could choose from, including Chase. You should also consider the method of use for the credit card. It is important to find a business credit card that is suitable for your specific needs.
Small-sized business owners will find the Ink Business Preferred(r), Credit Card an excellent choice. This card offers solid rewards for various purchase categories and even protects employees’ mobile phone bills.
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