If you’re thinking about starting an enterprise, the most important question is “Can I get my business credit card?” The answer is yes, but the process of getting an enterprise credit card can be overwhelming and confusing. Here are some things you need to know about the process of applying for an credit card.
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Brex offers a variety of financial services , including corporate credit cards, spend management and expense management software. It offers a complete financial solution for entrepreneurs.
The Brex Card, also known as Brex for Startups is a credit card that assists start-ups establish their credit histories. Applicants don’t pay interest or require a personal guarantee. Instead the applicants are evaluated on their business model and their spending habits.
Applicants can have up to 100 percent credit. This limit is by the amount of money in a customer’s Brex Cash account. The Brex Card draws daily from the account to determine its spending limits.
With a Brex Corporate Credit Card you can earn significant rewards on purchases. For instance, you can earn four points on trips booked through Brex Travel. Additionally, you can earn three points for dining out.
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Capital on Tap
Capital on Tap is a one-stop small business credit card as well as a spending management tool. It offers a wide range of advantages, including a fixed 1.5 percent cashback on all purchases. The card has no annual charges and doesn’t need any other requirements other than an excellent credit score.
A business credit card with a low-interest rate is a great choice for those who are just starting out. A business credit line with additional protection may be a possibility.
One of the key advantages of a low-interest business credit card is that you don’t need to worry about managing multiple cards or worrying about the amount you can afford to pay each month. This is especially applicable if you’re planning to finance large purchases.
Ink Business Preferred credit card
The Ink Business Preferred Card is one of the most sought-after business credit cards for startups. It offers many advantages, including a large initial bonus and purchase protection as well as travel benefits. It has some downsides.
The Ink Business Preferred Card isn’t perfect, however. There are no introductory APR promotions to be found and the spending cap may be too low for your company. This isn’t the most efficient points-earning feature.
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The Ink Business Preferred Card, on the other hand it comes with a variety of other beneficial features such as liability coverage, primary coverage for car rentals shopping protection, and primary coverage for car rental. As a small-scale business owner, you’ll surely enjoy these benefits.
The Ink Business Preferred Card is another great way to earn points. Spend in certain categories , and you’ll earn 3 points for every dollar. For instance, if charge $500 in purchases to your credit card within the first three months, you’ll get an initial bonus of 100,000 points.
The Divvy card is a great choice for startup business owners looking for an business card. This kind of card comes with various advantages and features. It also allows you to keep track of your business expenses.
Divvy is compatible alongside any other accounting software that allows users to view their financial expenses. The software lets you create a budget, limit spending and even request money. In addition, Divvy allows you to set a spending limit for your employees.
Divvy also offers a corporate credit card for businesses. These cards look at your company’s finances and decide how much you can spend every month. Divvy doesn’t require personal guarantees, unlike traditional business credit cards.
However, Divvy doesn’t disclose interest rates on its website. Therefore, it’s important to understand the company’s rate before submitting an application.
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Chase Ultimate Rewards
Business credit cards offer the chance to secure highest interest rates for business loans, and can also offer useful rewards. For instance, a Chase Ultimate Rewards business credit card can earn bonus points that can translate to cash back. Some cards offer rewards for shopping and traveling while others can be used to to build credit for your business.
There are a variety of credit card issuers that you can pick from, including Chase. However, you should consider how you will use a particular credit card. It is important that you locate the best corporate credit card for your requirements.
The Ink Business Preferred(r) Credit Card is a great option for a small business owner. The card provides solid rewards for various purchase categories and even covers employees’ mobile phone bills.