If you’re thinking about creating your own business, the first important thing to consider is “Can I get my business credit card?” The answer is yes however the process of applying for the business credit card could be a bit overwhelming and confusing. Here are some things you need to know about the process of getting an credit card.
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Brex 30
Brex provides a range of financial services , including corporate credit cards spending management, as well as expense management software. Brex provides a complete financial solution for entrepreneurs.
The Brex Card, also known as Brex for Startups is a credit card that assists start-ups build their credit history. It doesn’t charge interest or have to provide an individual guarantee. Instead applicants are evaluated based on their company’s financial model and spending habits.
Credit limits of up to 100 percent are permitted for applicants. The limit is determined by the amount of cash in a customer’s Brex Cash account. Every day the Brex Card draws from the account to determine the limit of its spending.
You can earn rewarding rewards using a Brex Corporate credit card. For example, you can get four points on travel booked through Brex Travel. Additionally, you can earn three points for dining.
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Capital on Tap
Capital on Tap is an all-in-one small business credit card and a spend management tool. The card offers a slew of benefits including a standard 1.5% cash back rate on all purchases. There are no annual fees and the card does not have other requirements aside from a good credit score.
For a business that is just beginning benefiting from a business credit card that is low-interest can be extremely appealing. You may also want to look into a business credit card that offers additional protection.
One of the primary advantages of a low-interest business credit card is that you don’t have to worry about juggling multiple cards or worrying about how much you’ll be able to pay each month. This is particularly important if you’re trying to finance major expenditures.
Ink Business Preferred credit card
The Ink Business Preferred Card is one of the most well-known business credit cards designed for entrepreneurs. It offers a variety of benefits, including a high sign-up bonus, purchase security, and travel perks. It has some downsides.
The Ink Business Preferred Card isn’t the perfect card, but it isn’t insignificant. There aren’t any promotional APR deals and the spend limit might not be suitable for your business. It’s also not the best points-earning strategy.
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On the other side it is worth noting that the Ink Business Preferred Card offers a lot of other useful features, such as liability insurance as well as primary coverage for car rental and a shopping insurance. If you’re a small business owner, you’ll definitely benefit from these benefits.
The Ink Business Preferred Card is another great method to earn points. Spend in certain categories , and you’ll earn three points per dollar. For instance, if you add $500 worth of purchases to your credit card during the first three months, you’ll get an offer of 100,000 points.
Divvy
Divvy is a good option for business owners who are just starting out looking for a business card. The card comes with a range of advantages and features. You can also monitor your business expenses with this card.
Divvy can be integrated with any external accounting software to allow users to monitor their financial expenses. The program lets you create a budget, limit spending, and request funds. Additionally, Divvy lets you to set a maximum spending limit for your employees.
Divvy also has corporate cards. These cards analyze your business’ finances and help you decide on how much you’ll need to invest every month. Divvy does not require personal guarantees, unlike traditional business credit cards.
However, Divvy does not disclose any interest rates on its website. Therefore, it’s important to be aware of the company’s rates before you apply.
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Chase Ultimate Rewards
Business credit cards can be used to obtain the best rates of interest for business loans and offer valuable rewards. Chase Ultimate Rewards business credit cards offer bonus points that can be converted to cash or cash back. Certain cards provide rewards for shopping and travelling and some can be used to build your business’s credit.
There are a myriad of credit card issuers you could pick from, including Chase. But, you must consider the manner in which you utilize a specific credit card. It is important that you locate the best business credit card that meets your requirements.
Small-scale business owners will find the Ink Business Preferred(r) Credit Card a fantastic option. The card provides solid rewards across a variety of categories and even covers mobile phone expenses.