For those who are just beginning the business of their own, one of the most important questions they’ll have to answer is “Can I get a business credit card?” While there is a yes answer it can be difficult and confusing to apply for a business credit card. Here are a few things you need to know about the process of obtaining a credit card.
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Brex provides a range of financial products, including corporate credit cards as well as spend management and expense management software. It offers a complete financial solution for entrepreneurs.
The Brex Card, also known as Brex for Startups, is a credit card that can help entrepreneurs build credit histories. Applicants don’t pay interest and don’t need to offer personal guarantees. Instead applicants are evaluated based on their company’s business model and spending habits.
The applicants can enjoy up to a 100 percent credit limit. The limit is based on the amount of cash in the customer’s Brex Cash account. The Brex Card draws daily from the account to determine its spending limits.
You can earn valuable rewards by using the Brex Corporate credit card. For instance, you could earn four points on trips booked through Brex Travel. You can also receive three points for dining out.
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Capital on Tap
Capital on Tap is a one-stop small business credit card and spending management solution. The card comes with a range of benefits, including a simple 1.5% cashback rate on all purchases. The card is free of annual fees and doesn’t require any other conditions other than having a credit score of at least.
For a business that is just beginning benefiting from the low-interest business credit cards are a great deal. A business credit card that offers additional security might be an option.
A business credit card with a low-interest rate are very convenient because you’re not juggling the hassle of managing multiple credit cards or worrying about the amount of money you’ll be able to afford each month. This is particularly applicable if you’re planning to finance large expenses.
Ink Business Preferred credit card
The Ink Business Preferred Card is one of the most popular business credit cards that are designed for startups. It has many advantages, such as a huge reward for signing up along with purchase protection, along with travel perks. However, it has some disadvantages.
The Ink Business Preferred Card isn’t perfect, however. There are no introductory APR deals and the spend limit may not be appropriate for your company. It’s not the most efficient points-earning feature.
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On the other hand the Ink Business Preferred Card offers several other valuable features, including liability coverage as well as primary coverage for car rental as well as a shopping security. As a small company owner, you’ll certainly get these benefits.
Furthermore to that, the Ink Business Preferred Card is an excellent method to earn points. Spend in specific categories and you’ll earn 3 points for every dollar. In this case when you spend $500 on purchases on your card within the first three months, you will get a 100,000 point welcome bonus.
If you’re a business owner looking for an account for business credit you might want to look into Divvy. This type of credit card provides various advantages and features. You can also keep track of your business expenses using this card.
Divvy can be used with any accounting software that allows users to look at their financial expenses. The program lets you set a budget, limit spending and even request money. Additionally, Divvy permits you to set a maximum spending limit for your employees.
Divvy also offers a corporate credit card for companies. These cards look at your company’s finances and determine how much you’ll have to spend every month. Divvy does not require personal guarantees, unlike traditional business credit cards.
However, Divvy doesn’t disclose interest rates on its website. It is important to know the interest rate for the company before you make an application.
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Chase Ultimate Rewards
Business credit cards provide a way to secure the best rates of interest on business loans, and can also offer valuable rewards. Chase Ultimate Rewards business credit cards provide bonus points that can be converted into cash back. Certain cards provide rewards for shopping and travelling, and others can be used to help to build credit for your business.
Apart from the top business credit cards offered by Chase but there are many other credit card issuers that you can turn to. However, you should consider the way you intend to use a particular credit card. It is important to find the right business credit card that will meet your particular needs.
The Ink Business Preferred(r) Credit Card is a good option for a small business owner. This card gives you solid rewards across a variety of categories and even covers mobile phone bills.