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For those who are just beginning a business, one the most important questions they’ll have to answer is “Can I get a business credit card?” Although the answer is yes it can be challenging and overwhelming to apply for a business credit card. Here are a few things you need to know about the process of applying for an credit card.

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Brex 30
Brex offers a variety of financial services including corporate credit cards spending management, as well as expense management software. Brex offers a comprehensive financial solution for startups.

The Brex Card, also known as Brex for Startups is a credit card that helps start-ups build their credit history. The applicants don’t pay interest or provide a personal guarantee. Instead applicants are evaluated based on their company’s budget and business model.

Credit limits of up 100 percent are permissible for applicants. The limit is by the amount of cash in the customer’s Brex Cash account. Each day the Brex Card draws from the account to determine the limit of its spending.

You can earn rewarding rewards with a Brex Corporate credit card. For example, you can earn four points on travel booked through Brex Travel. You can also earn three points for dining out.

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Capital on Tap
Capital on Tap is a small-sized business credit card that can be used as an expense management tool. The card comes with a variety of benefits including a flat 1.5 percent cash-back rate on all purchases. There are no annual fees and the card doesn’t have any other requirements aside from an excellent credit score.

For a startup business benefiting from a business credit card that is low-interest could be very appealing. A business credit card that offers additional security might be an option.

One of the main advantages of a low interest business credit card is that you don’t have to worry about juggling multiple cards or worrying about the amount you can afford to pay each month. This is especially true if you are planning to finance significant expenses.

Ink Business Preferred Credit Card
The Ink Business Preferred Card is one of the most well-known business credit cards designed for entrepreneurs. It has many advantages, including a large sign up bonus and purchase protection and travel perks. However, it has some drawbacks.

The Ink Business Preferred Card isn’t an ideal choice, but. There aren’t any introductory APR promotions to be found and the spending cap may be too low for your business. It’s also not the most effective points-earning program.

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On the other hand, the Ink Business Preferred Card offers several other valuable features, including liability coverage in addition to primary car rental insurance, and a shopping protection. As a small business owner, you’ll surely benefit from these perks.

Additionally to that, the Ink Business Preferred Card is a great opportunity to earn points. When you spend money in certain categories, you can earn 3 points per dollar you spend. In this example when you spend $500 on purchases with your card in the first three months, you’ll receive a 100,000 point welcome bonus.

Divide
If you’re a startup business owner looking for a credit card for business you might want to look into Divvy. This kind of card comes with numerous benefits and features. It also lets you keep track of your business expenses.

Divvy can be used with accounting software, allowing users to easily monitor the financial expenses. You can create budgets, set the maximum limits and request money. Additionally, Divvy lets you set a spending limit for your employees.

Divvy also offers a corporate credit card for businesses. These cards assess your business financial situation and help you decide what amount of money you can spend each month. Divvy doesn’t require personal guarantees, unlike traditional business credit cards.

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However, Divvy doesn’t disclose interest rates on its website. It is important to find out the interest rate of the company before you apply.

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Chase Ultimate Rewards
Business credit cards are the chance to secure best rates of interest on business loans, and they can also provide valuable rewards. For example one card, the Chase Ultimate Rewards business credit card provides bonus points which can translate to cash back. Certain cards provide rewards for travel and shopping and some can be used to help improve your company’s credit score.

Apart from the top business credit cards offered by Chase and other credit card issuers that you can turn to. However, you must think about the way you intend to use a particular credit card. It is important that you find the right corporate credit card for your needs.

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Small-sized businesses will find the Ink Business Preferred(r) Credit Card an excellent choice. The card is a good option for earning rewards for a variety of purchase categories and even covers mobile phone costs.

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