If you’re thinking of starting your own business, the first important question is “Can I get my business credit card?” Although the answer is yes it can be confusing and overwhelming to apply for an enterprise credit card. Here are some things to learn about getting a credit card.
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Brex provides a broad range of financial services, including corporate credit cards spending management, as well as expense management software. Brex offers a comprehensive financial solution for new businesses.
The Brex Card, or Brex for Startups, is an credit card that assists startups establish credit histories. Applicants don’t pay interest and don’t need to offer personal guarantees. Instead applicants are evaluated on their company’s business model and their spending habits.
Applicants can have up to 100 percent credit limit. This limit is determined by the amount of money that a customer has in their Brex Cash account. The Brex Card draws daily from the account to determine its spending limits.
You can earn rewarding rewards using a Brex Corporate credit card. For instance, you could earn four points on travel booked through Brex Travel. You can also receive three points for dining out.
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Capital on Tap
Capital on Tap is a small business credit card that can also be used as an expense management tool. The card provides a range of advantages, including a fixed 1.5 percent cashback rate on all purchases. There are no annual fees, and the card doesn’t require other requirements aside from having a high credit score.
A business credit card with a low-interest rate is a great choice for new businesses. A business credit line with additional protection may be a viable option.
A low-interest business credit card are extremely convenient since you don’t have to worry of managing multiple credit cards or worrying about how much money you can afford each month. This is especially applicable if you’re planning to finance large expenditures.
Ink Business Preferred credit card
The Ink Business Preferred Card is one of the most popular business credit cards that are designed for startups. It offers many advantages, including a large reward for signing up along with purchase protection, as well as travel benefits. However, it also has several drawbacks.
The Ink Business Preferred Card may not be ideal. There aren’t any initial APR deals and the spend limit may not be appropriate for your company. Moreover, it’s not the most generous point-earning system.
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The Ink Business Preferred Card, however it comes with a variety of other beneficial features such as liability coverage and primary coverage for car rentals shopping protection, as well as primary coverage for car rentals. As a small business owner, you’ll surely benefit from these benefits.
The Ink Business Preferred Card is another great method to earn points. When you spend in certain categories, you’ll earn three points for every dollar you spend. For example, if you make a purchase of $500 to your card during the first three months, you’ll be eligible for an offer of 100,000 points.
If you’re a business owner in search of a business credit card you might want look into Divvy. This card comes with a wide range of advantages and features. It also lets you track your business expenses.
Divvy can be integrated alongside any other accounting software to allow users to monitor their financial expenses. You can create budget, set limits, and request funds. In addition, Divvy allows you to set a spending limit for your employees.
Divvy also offers corporate cards. These cards assess your company’s finances and decide how much you should spend each month. As opposed to traditional business credit card, Divvy does NOT require a personal guarantee.
However, Divvy does not disclose any interest rates on its website. It is essential to know the company’s interest rate before you make an application.
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Chase Ultimate Rewards
Business credit cards can be used to get the best rates of interest for business loans. They also offer rewards. For example one card, the Chase Ultimate Rewards business credit card can earn bonus points that could be converted to cash back. Some cards offer rewards for travel and shopping as well as others that can be used to improve your credit score.
Apart from the top business credit cards offered by Chase but there are many other credit card issuers that you can use. But, you must consider the ways you will utilize a specific credit card. It is essential to locate the right business credit card that is suitable for your specific needs.
The Ink Business Preferred(r) Credit Card is a viable option for small-sized business owners. The card is a good option for earning rewards for various purchase categories and even protects employees’ mobile phone expenses.