If you’re starting a business, one the most important questions they’ll have to answer is “Can I get a business credit card?” The answer is a resounding yes however the process of applying for an enterprise credit card can be confusing and overwhelming. Here are some tips to be aware of the process of obtaining credit card.
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Brex 30
Brex provides a range of financial services like corporate credit cards spending management, as well as expense management software. Brex offers a comprehensive financial solution for new businesses.
The Brex Card, also referred to as Brex for Startups is a credit card designed to help start-ups build credit histories. The applicants don’t have to pay interest and don’t need to offer personal guarantees. Instead, applicants are assessed by the business model of the company and spending habits.
Customers can get up to 100 percent credit limit. The limit is determined by the amount of money a customer has in their Brex Cash account. The Brex Card draws daily from the account to determine its spending limits.
You can earn valuable rewards by using a Brex Corporate credit card. Brex Travel offers four points to book travel. Additionally, you can earn three points for dining.
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Capital on Tap
Capital on Tap is an all-in-one small business credit card and spend management tool. The card provides a range of benefits, including a simple 1.5% cashback rate on all purchases. The card does not have annual fees and doesn’t require any other requirements other than a good credit rating.
A low-interest business credit line is a great choice for businesses that are just starting out. A business credit card that offers additional security might be a good option.
One of the most important advantages of a low interest business credit card is that you don’t need to worry about managing multiple cards or worrying about how much you’ll be able to pay each month. This is particularly true if you are planning to finance significant expenses.
Ink Business Preferred credit card
The Ink Business Preferred Card is one of the most popular business credit cards that are designed for startups. It offers a variety of benefits, such as an excellent sign-up bonus purchase protection, as well as travel perks. However, it also has a few drawbacks.
The Ink Business Preferred Card may not be the best choice for you. There are no introductory APR promos and the spending limit may not be appropriate for your business. It’s also not the best points-earning strategy.
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On the other hand however, the Ink Business Preferred Card offers several other valuable features, such as liability insurance, primary car rental coverage and a shopping protection. These perks are perfect for small business owners.
The Ink Business Preferred Card is another excellent method to earn points. When you spend money in certain categories, you’ll earn three points per dollar you spend. For instance, if charge $500 in purchases to your credit card within the first three months, you’ll receive the welcome bonus of 100,000 points.
Divvy
If you’re a business owner in search of a credit card for business You might want to consider Divvy. This card comes with a wide range of benefits and features. You can also monitor your business expenses with this card.
Divvy integrates with other accounting software, and allows users to view their financial expenses. The software lets you create a budget, limit spending and even request money. Additionally, Divvy allows you to set a maximum spending limit for your employees.
Divvy also has corporate cards. These cards assess your business financial situation and help you decide on how much you’ll need to invest each month. Divvy does not require personal guarantees, unlike traditional business credit cards.
However, Divvy doesn’t disclose interest rates on its website. Therefore, it is important to be aware of the company’s rates prior to applying.
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Chase Ultimate Rewards
Business credit cards are a way to secure the highest interest rates for business loans, and are also able to provide useful rewards. Chase Ultimate Rewards business credit cards provide bonus points that can be converted to cash back. Certain cards provide rewards for purchases and travel and others can be used to improve your credit score.
Apart from the top business credit cards offered by Chase, there are other credit card issuers that you can choose from. However, you should think about the ways you will make use of a particular credit card. It is important to find the best business credit card that meets your specific needs.
The Ink Business Preferred(r) Credit Card is a good choice for small-sized business owners. This card offers solid rewards on various purchase categories and even covers employees’ cell phone bills.