If you’re starting a business, one the most important questions they’ll have to answer is “Can I get a business credit card?” The answer is a resounding yes however, the process of applying for an official business credit card can be confusing and overwhelming. Here are some things to be aware of when applying for an credit card.
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Brex 30
Brex offers a wide range of financial services, such as corporate credit cards as well as spend management and expense management software. Brex is a complete financial solution for startups.
The Brex Card, also known as Brex for Startups is a credit card for start-ups that helps them build their credit score. The cardholders don’t have to pay any interest and don’t need to provide personal guarantees. Instead, applicants are evaluated on their company’s business model and spending habits.
Credit limits of up 100 percent are allowed for applicants. The limit is determined by the amount customers have in their Brex Cash account. Each day the Brex Card draws from the account to determine its spending limit.
With a Brex Corporate Credit Card You can earn rewards on purchases. For instance, you could earn four points when you travel booked through Brex Travel. You can also earn three points for dining.
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Capital on Tap
Capital on Tap is a complete small business credit card and a spend management solution. The card offers a slew of benefits including a flat 1.5 percent cash-back rate on all purchases. There are no annual charges, and the card doesn’t have any other requirements other than an excellent credit score.
For businesses that are just starting out, the benefits of using the low-interest business credit cards can be extremely appealing. A business credit card that offers additional security might be a possibility.
A business credit card with a low-interest rate are very convenient because you’re not juggling the hassle of managing multiple cards or worrying about how much money you can afford each month. This is especially important if you’re trying to finance large purchases.
Ink Business Preferred credit card
The Ink Business Preferred card is one of the best business credit cards designed for start-up companies. It offers a range of advantages, including the highest sign-up bonus, purchase protection, and travel perks. However, it also has a few drawbacks.
The Ink Business Preferred Card isn’t an ideal choice, but. There are no introductory APR promotions and the spending limit might not be suitable for your company. It’s also not the best point-earning option.
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The Ink Business Preferred Card, on the other hand it offers a number of additional useful features, including liability coverage primary car rental coverage, shopping protection, and primary car rental coverage. These perks are perfect for small-scale business owners.
Furthermore, the Ink Business Preferred Card is a great opportunity to earn points. When you spend money in certain categories, you can earn 3 points per dollar you spend. For instance, if you charge $500 in purchases to your credit card within the first three months, you’ll get a welcome bonus of 100,000 points.
Divvy
If you’re a startup business owner in search of a credit card for business you might want consider Divvy. This type of credit card provides various benefits and features. It also lets you keep track of your business expenses.
Divvy can be integrated alongside any other accounting software to allow users to monitor their financial expenses. You can create a budget, set limits, and request funds. Additionally, Divvy lets you set the spending limit for your employees.
Divvy also offers a corporate credit card for businesses. These cards evaluate your business’s financial situation and decide on how much you can spend each month. Divvy doesn’t require personal guarantees, unlike traditional business credit cards.
However, Divvy doesn’t disclose interest rates on its website. It is essential to know the interest rate of the company before you apply.
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Chase Ultimate Rewards
Business credit cards can be used to get the highest interest rates for business loans. They also offer rewards. Chase Ultimate Rewards business credit cards are a great way to earn bonus points that can be converted into cash back. Some cards offer rewards for purchases and travel, while others can be used to improve your credit score.
In addition to the top business credit cards from Chase, there are other credit card issuers you can choose from. But, you must consider the way you intend to make use of a particular credit card. It is essential to locate the best business credit card that meets your specific requirements.
Small-scale business owners will find the Ink Business Preferred(r), Credit Card an excellent option. This card is a great way to earn rewards for various categories of purchases and also covers cell phone bills.