If you’re thinking about creating your own business, the first important question is “Can I get my business credit card?” The answer is yes, but the process of getting the business credit card could be overwhelming and confusing. Here are some points you should be aware of about the process of obtaining an credit card.
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Brex 30
Brex provides a broad range of financial services, such as corporate credit cards as well as spend management and expense management software. Brex offers a comprehensive financial solution for startups.
The Brex Card, also known as Brex for Startups, is an account that helps startups establish credit histories. Applicants don’t pay interest or provide an individual guarantee. Instead, applicants are rated by the business model of the company and spending patterns.
Credit limits as high as 100 percent are permissible for applicants. This limit is determined by the amount the customer has in their Brex Cash account. Every day, the Brex Card draws from the account to determine its limit for spending.
You can earn rewards using a Brex Corporate credit card. For instance, you could get four points on travel booked through Brex Travel. Additionally, you can earn three points for dining out.
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Capital on Tap
Capital on Tap is a small business credit card that can be used as an expense management tool. It offers a wide range of advantages, including a fixed 1.5 percent cashback rate on all purchases. The card doesn’t have annual charges and doesn’t need any other requirements other than a good credit rating.
A business credit card with low interest is a great choice for businesses that are just starting out. A business credit card that offers additional security could be a possibility.
A low-interest business credit card are very convenient because you’re not juggling the hassle of managing multiple credit cards or worrying about the amount of money you’ll have to pay each month. This is especially true if are looking to finance large expenses.
Ink Business Preferred Credit Card
The Ink Business Preferred Card is one of the most sought-after business credit cards designed for entrepreneurs. It has many advantages, including a large sign-up bonus along with purchase protection, as well as travel benefits. It has some downsides.
The Ink Business Preferred Card isn’t the perfect card, but it isn’t insignificant. There aren’t any promotional APR deals and the spend limit might not be suitable for your company. Furthermore, it’s not the most generous points-earning program.
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On the other side however, the Ink Business Preferred Card offers many other beneficial features, including liability coverage, primary car rental coverage as well as a shopping security. As a small business owner, you’ll surely benefit from these perks.
Furthermore, the Ink Business Preferred Card is an excellent opportunity to earn points. Spend in certain categories and you’ll earn 3 points for every dollar. For example, if you add $500 worth of purchases to your card in the first three months, you’ll be eligible for an initial bonus of 100,000 points.
Divvy
If you’re a startup business owner in search of an account for business credit You might want to consider Divvy. This card has a variety of benefits and features. You can also track your business expenses with this card.
Divvy is compatible alongside any other accounting software that allows users to monitor their financial expenses. The program lets you create a budget, limit spending and request money. Additionally, Divvy permits you to set a spending limit for your employees.
Divvy also has a corporate card. These cards look at your company’s finances and decide how much you can spend each month. Contrary to traditional business credit cards, Divvy does NOT require an individual guarantee.
However, Divvy doesn’t disclose interest rates on its website. Therefore, it is important to understand the company’s rate before you apply.
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Chase Ultimate Rewards
Business credit cards offer the chance to secure best interest rates on business loans, and they are also able to provide useful rewards. For example the Chase Ultimate Rewards business credit card offers bonus points that can be converted into cash back. Certain cards provide rewards for shopping and travel as well as other cards that can be used to build your business’s credit.
Aside from the best business credit cards from Chase, there are other credit card issuers you can use. You should also think about what you intend to do with the credit card. It is crucial to select the correct business credit card to meet your needs.
Small-sized businesses will find the Ink Business Preferred(r), Credit Card an excellent choice. This card offers solid rewards on different categories of purchases, and it even protects employees’ mobile phone bills.