If you’re thinking about starting a business, the most important question to ask is “Can I get my business credit card?” While the answer is yes, it can be difficult and confusing to apply for an enterprise credit card. Here are some points you should be aware of about the process of applying for credit card.
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Brex 30
Brex provides a range of financial products, including corporate credit cards as well as spend management and expense management software. Brex provides a complete financial solution for entrepreneurs.
The Brex Card, also known as Brex for Startups is a credit card that helps start-ups build their credit score. It doesn’t charge interest and don’t need to provide personal guarantees. Instead applicants are evaluated based on their company’s financial model and spending habits.
Users can get a 100 percent credit limit. This limit is determined by the amount of money that is in a customer’s Brex Cash account. Each day the Brex Card draws from the account to determine the limit of its spending.
You can earn rewards when you use the Brex Corporate credit card. Brex Travel offers four points to book travel. Additionally, you can earn three points on dining.
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Capital on Tap
Capital on Tap is a small business credit card that can also be used as a budget management tool. The card provides a range of benefits, including a standard 1.5 percent cashback on all purchases. The card doesn’t have annual fees and doesn’t require any other qualifications other than a good credit rating.
A low-interest business credit line is a great choice for startups. A business credit card with additional protection may be a possibility.
One of the main advantages of a low-interest business credit card is that you don’t need to worry about managing multiple cards or worrying about how much you’ll have to pay off each month. This is especially applicable if you’re planning to finance large purchases.
Ink Business Preferred Credit Card
The Ink Business Preferred card is one of the best business credit cards for startup companies. It comes with a variety of advantages, such as a huge reward for signing up as well as purchase protection and travel perks. However, it does have several drawbacks.
The Ink Business Preferred Card isn’t the perfect card, but it isn’t insignificant. There aren’t any initial APR deals and the spend limit may not be appropriate for your business. Furthermore, it’s not the most generous points-earning option.
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The Ink Business Preferred Card, however provides a range of useful features such as liability coverage as well as primary car rental coverage shopping protection, as well as primary coverage for car rentals. As a small business owner, you’ll definitely benefit from these benefits.
Additionally to that, the Ink Business Preferred Card is a great method to earn points. Spend in certain categories , and you’ll earn three points per dollar. For example, if you charge $500 in purchases to your card in the first three months, you’ll receive the welcome bonus of 100,000 points.
Divide
The Divvy card is a great choice for entrepreneurs who are starting their business and seeking an enterprise card. This kind of card comes with many benefits and features. It also allows you to track your business expenses.
Divvy integrates with other accounting software that allows users to easily monitor financial expenses. The program allows you to make a budget, limit spending, and request funds. Additionally, Divvy permits you to set a maximum spending limit for your employees.
Divvy also offers corporate cards. These cards evaluate your business’s finances and decide how much you’ll need to spend each month. Divvy does not require personal guarantees, unlike traditional business credit cards.
However, Divvy doesn’t disclose interest rates on its website. Therefore, it’s essential to understand the company’s rate before you apply.
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Chase Ultimate Rewards
Business credit cards offer the chance to secure best interest rates on business loans. They can also provide valuable rewards. Chase Ultimate Rewards business credit cards can earn bonus points which can be converted into cash or cash back. Some cards offer rewards for shopping and traveling as well as others that can be used to build your credit score.
In addition to the top business credit cards from Chase and other credit card issuers are available to. You must also think about what you intend to do with the credit card. It is vital to select the correct business credit card to meet your requirements.
Small-sized business owners will find the Ink Business Preferred(r), Credit Card a great option. The card provides solid rewards across a variety of categories and even protects employees’ mobile phone expenses.