For those who are just beginning a business, one of the most important questions they’ll have to answer is “Can I get a business credit card?” The answer is yes, but the process of applying for the business credit card could be overwhelming and confusing. Here are a few things you need to know about the process of obtaining a credit card.
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Brex provides a variety of financial services, such as corporate credit cards spending management, as well as expense management software. Brex provides a complete financial solution for startups.
The Brex Card, also known as Brex for Startups, is a credit card that helps startups establish their credit history. The cardholders don’t have to pay any interest or offer a personal guarantee. Instead, applicants are evaluated by company business model and spending habits.
Credit limits of up 100 percent are available to applicants. The limit is by the amount of money that is in the customer’s Brex Cash account. The Brex Card draws daily from the account to determine its spending limits.
You can earn rewarding rewards by using a Brex Corporate credit card. For instance, you can earn four points on travel booked through Brex Travel. Additionally, you can earn three points on dining.
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Capital on Tap
Capital on Tap is a complete small business credit card and spend management solution. It offers a wide range of advantages, including a fixed 1.5 percent cashback on all purchases. The card doesn’t have annual charges and doesn’t need any other qualifications other than having a credit score of at least.
A low-interest business credit card is a great option for businesses that are just starting out. A business credit card with additional security might be an option.
One of the main benefits of a business low-interest credit card is that you don’t have to worry about juggling multiple cards or worrying about how much you’ll be able to pay off each month. This is particularly true if you’re looking to finance large expenses.
Ink Business Preferred credit card
The Ink Business Preferred card is one of the top business credit cards for startup businesses. It comes with a variety of advantages, such as a huge reward for signing up along with purchase protection, along with travel perks. However, it does have a few drawbacks.
The Ink Business Preferred Card isn’t perfect, however. There aren’t any initial APR offers and the spending limit may not be appropriate for your company. It’s also not the most effective points-earning feature.
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On the other hand the Ink Business Preferred Card offers a lot of other useful features, including liability coverage, primary car rental coverage, and a shopping protection. As a small company owner, you’ll certainly enjoy these benefits.
The Ink Business Preferred Card is another excellent way to earn points. Spend in certain categories and you’ll earn 3 points for every dollar. In this instance for example, if you spend $500 on purchases with your card within the first three months, you’ll be awarded a 100,000 points welcome bonus.
If you’re a start-up business owner in search of an account for business credit You might want to think about Divvy. This type of card offers various benefits and features. You can also track your business expenses with this card.
Divvy can be integrated with any accounting software to allow users to monitor their financial expenses. The program allows you to create a budget, restrict spending and request money. In addition, Divvy allows you to set a maximum spending limit for your employees.
Divvy also offers corporate cards. These cards evaluate your business’s finances and determine how much you can spend every month. As opposed to traditional business credit card, Divvy is not a requirement for personal guarantees.
However, Divvy doesn’t disclose interest rates on its website. It is essential to know the interest rate of the company prior to you apply.
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Chase Ultimate Rewards
Business credit cards can be used to get the most favorable rates of interest for business loans. They also offer rewards. For example one card, the Chase Ultimate Rewards business credit card provides bonus points which could be converted to cash back. Certain cards provide rewards for shopping and travel, while others can be used to build your credit score.
There are a variety of credit card issuers you could choose from, including Chase. You should also consider the way you intend to use the credit card. It is essential to locate the best business credit card for your requirements.
Small-sized business owners will find the Ink Business Preferred(r), Credit Card an excellent option. This card gives you solid rewards for various purchase categories and even covers employees’ mobile phone bills.