For those that are starting a business, one the most important questions they’ll need to answer is “Can I get a business credit card?” The answer is yes, but the process of getting a business credit card can be overwhelming and confusing. Here are a few things to be aware of when applying for the credit card you need.
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Brex 30
Brex provides a range of financial services like corporate credit cards as well as spend management and expense management software. Brex offers a complete financial solution for entrepreneurs.
The Brex Card, also known as Brex for Startups, is an credit card that assists entrepreneurs build credit histories. The cardholders don’t have to pay any interest and don’t need to provide personal guarantees. Instead the applicants are evaluated based on their company’s business model and spending habits.
Customers can get up to a 100 percent credit limit. This limit is determined by the amount of money customers have in their Brex Cash account. Each day the Brex Card draws from the account to determine its limit for spending.
You can earn rewards with the Brex Corporate credit card. For example, you can earn four points when you travel booked through Brex Travel. Additionally, you can earn three points on dining.
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Capital on Tap
Capital on Tap is a all-in-one small business credit card and spend management solution. The card comes with a variety of benefits, including a flat 1.5% cash back rate on all purchases. There are no annual fees and the card doesn’t have any other requirements other than a good credit score.
For a business that is just beginning, the benefits of using a business credit card with low interest can be extremely appealing. You might also look into a business credit card with additional protection.
One of the key advantages of a low-interest business credit card is that you don’t need to worry about juggling multiple cards or worrying about how much you can afford to pay off every month. This is particularly important if you’re trying to finance large purchases.
Ink Business Preferred credit card
The Ink Business Preferred card is one of the top business credit cards designed for start-up companies. It has many advantages, including a large sign up bonus, purchase protection, and travel perks. However, it has a few drawbacks.
The Ink Business Preferred Card isn’t an ideal choice, but. There aren’t any APR introductory promotions available, and the spending cap may be too low for your company. It’s not the most efficient points-earning strategy.
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On the other side the Ink Business Preferred Card offers a lot of other useful features, including liability coverage, primary car rental coverage and a shopping insurance. As a small-scale company owner, you’ll certainly benefit from these benefits.
Furthermore that, the Ink Business Preferred Card is an excellent way to earn points. When you spend in certain categories, you’ll earn three points per dollar you spend. For example for example, if you spend $500 on purchases on your card in the first three months, you’ll be awarded a 100,000 points welcome bonus.
Divide
The Divvy is a great option for business owners who are just starting out looking for business cards. This type of card comes with a range of advantages and features. It also allows you to monitor your business expenses.
Divvy is compatible with external accounting software and enables users to easily view the financial expenses. You can create budgets, set limits on spending and request money. You can also set the spending limit for your employees.
Divvy also offers a corporate card. These cards evaluate your business’s finances and determine the amount you’ll have to spend every month. As opposed to traditional business credit card, Divvy does NOT require a personal guarantee.
However, Divvy does not disclose any interest rates on its website. It is important to find out the interest rate of the company prior to you apply.
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Chase Ultimate Rewards
Business credit cards offer the chance to secure most favorable interest rates on business loans. They can also offer valuable rewards. Chase Ultimate Rewards business credit cards offer bonus points that can be converted to cash back. Some cards offer rewards for travel and shopping as well as others that can be used to build your credit score.
In addition to the top business credit cards from Chase and other credit card issuers that you can choose from. You should also think about the way you intend to use the credit card. It is important that you find the right business credit card to meet your requirements.
The Ink Business Preferred(r) Credit Card is a good option for a small business owner. This card is a great way to earn rewards on different categories of purchases as well as protects employees’ mobile phone bills.