For those who are just beginning a business, one the most important questions they’ll have to answer is “Can I get a business credit card?” The answer is a resounding yes however, the process of applying for an enterprise credit card can be a bit overwhelming and confusing. Here are a few things to know about how to get an credit card.
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Brex provides a broad range of financial services, such as corporate credit cards, spend management, and expense management software. Brex offers a comprehensive financial solution for startups.
The Brex Card, also referred to as Brex for Startups is a credit card for start-ups that helps them build credit histories. Applicants don’t pay interest or need to provide an individual guarantee. Instead the applicants are evaluated based on their business model and spending habits.
The applicants can enjoy up to 100 percent credit limit. The limit is based on the amount of cash in a customer’s Brex Cash account. The Brex Card draws daily from the account to determine its spending limits.
With a Brex Corporate Credit Card you can earn significant rewards on purchases. For example, you can earn four points on trips booked through Brex Travel. You can also get three points for dining.
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Capital on Tap
Capital on Tap is a small-sized business credit card that can be used as a budget management tool. The card offers a variety of benefits, including a standard 1.5% cashback rate on all purchases. The card has no annual fees and doesn’t require any other requirements other than a good credit rating.
A business credit card with a low-interest rate is a great option for businesses that are just starting out. A business credit card that comes with additional protection may be a possibility.
One of the key advantages of a low-interest business credit card is that you don’t need to fret about juggling several cards or worrying about the amount you can afford to pay each month. This is especially true when you are planning to finance significant expenses.
Ink Business Preferred Credit Card
The Ink Business Preferred card is one of the top business credit cards designed for start-up businesses. It comes with a range of benefits, like an impressive sign-up bonus, purchase protection, and travel perks. However, it does have some disadvantages.
The Ink Business Preferred Card may not be the best choice for you. There aren’t any initial APR promotions and the spending limit may not be appropriate for your business. This isn’t the most efficient points-earning feature.
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The Ink Business Preferred Card, however provides a range of useful features, including liability coverage and primary car rental coverage, shopping protection, and primary coverage for car rental. If you’re a small business owner, you’ll definitely benefit from these perks.
Furthermore that, the Ink Business Preferred Card is an excellent way to earn points. If you make purchases in certain categories, you can earn three points per dollar you spend. In this example, if you spend $500 on purchases on your card in the first three months, you will be awarded a 100,000 points welcome bonus.
If you’re a startup business owner in search of a credit card for business, you may want to look into Divvy. This card comes with a wide range of advantages and features. You can also monitor your business expenses with this card.
Divvy can be integrated alongside any other accounting software to allow users to monitor their financial expenses. The program lets you set a budget, limit spending, and request funds. Additionally, Divvy allows you to set a maximum spending limit for your employees.
Divvy also offers corporate cards. These cards analyze your business financial situation and help you determine how much you should spend every month. In contrast to traditional business credit cards, Divvy is not a requirement for personal guarantees.
However, Divvy doesn’t disclose interest rates on its website. It is crucial to know the interest rate of the company prior to you make an application.
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Chase Ultimate Rewards
Business credit cards can be used to secure highest interest rates for business loans and provide valuable rewards. Chase Ultimate Rewards business credit cards can earn bonus points which can be converted into cash back. Some cards offer rewards for purchases and travel while others can be used to boost your credit score.
There are many credit card issuers that you can pick from, including Chase. You should also think about how you will use the credit card. It is crucial to choose an enterprise credit card that is suitable for your particular needs.
The Ink Business Preferred(r) Credit Card is a great option for small-sized business owners. This card offers solid rewards for various purchase categories and even will pay for employees’ mobile phone costs.