For those who are just beginning the business of their own, one of the most important questions they’ll need to answer is “Can I get a business credit card?” Although there is a yes answer it can be difficult and confusing to apply for a business credit card. Here are some things you need to learn about getting an credit card.
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Brex 30
Brex offers a variety of financial services , including corporate credit cards spending management, as well as expense management software. It offers a complete financial solution for new businesses.
The Brex Card, also known as Brex for Startups, is a credit card that helps startups establish their credit history. It doesn’t charge interest or offer personal guarantees. Instead, applicants are assessed on the basis of their business model and spending patterns.
Users can get a 100 percent credit limit. The limit is determined by the amount of cash in a customer’s Brex Cash account. The Brex Card draws daily from the account to determine its spending limits.
You can earn rewarding rewards using the Brex Corporate credit card. Brex Travel offers four points to book travel. Additionally, you can earn three points when dining out.
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Capital on Tap
Capital on Tap is a small business credit card that can be used as a spend management tool. It comes with a myriad of benefits, including a fixed 1.5 percent cash back rate on all purchases. There are no annual fees, and the card does not have other requirements, aside from having a credit score of at least.
If you are a new business one of the advantages of using a business credit card that is low-interest could be very appealing. A business credit card with added security may be a viable option.
A low-interest business credit card are extremely convenient since you don’t have to worry of managing multiple credit cards or worrying about the amount of money you can afford each month. This is particularly applicable if you’re planning to finance large expenses.
Ink Business Preferred credit card
The Ink Business Preferred Card is one of the most well-known business credit cards for new businesses. It offers many benefits, including a substantial sign-up bonus as well as purchase protection and travel perks. However, it also has several drawbacks.
The Ink Business Preferred Card isn’t the perfect card, but it isn’t insignificant. There aren’t any APR introductory promotions available, and the spending limit may be too low for your company. It’s also not the most generous points-earning program.
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On the other side it is worth noting that the Ink Business Preferred Card offers numerous other useful features, including liability coverage and primary car rental coverage and a shopping protection. If you’re a small business owner, you’ll definitely benefit from these perks.
The Ink Business Preferred Card is another great way to earn points. Spend in certain categories , and you’ll earn 3 points for every dollar. For example for example, if you spend $500 on purchases on your card in the first three months, you will get a 100,000 point welcome bonus.
Divvy
If you’re a business owner in search of an enterprise credit card you might want think about Divvy. This type of card offers various benefits and features. You can also keep track of your business expenses by using this card.
Divvy can be used with accounting software, allowing users to easily monitor the financial expenses. You can create a budget, set maximum limits and request money. You can also set an amount of money you can spend for your employees.
Divvy also has a corporate card. These cards look at your company’s finances and determine the amount you can spend every month. As opposed to traditional business credit card, Divvy doesn’t require personal guarantees.
However, Divvy does not disclose any interest rates on its website. It is important to find out the interest rate of the company prior to you make an application.
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Chase Ultimate Rewards
Business credit cards provide the opportunity to get the best interest rates on business loans, and they can also offer useful rewards. For instance the Chase Ultimate Rewards business credit card provides bonus points which could be converted to cash back. Some cards offer rewards for travel and shopping, while others are able to help build your credit score.
There are a myriad of credit card issuers to pick from, including Chase. However, you should consider the way you intend to utilize a specific credit card. It is essential to locate a business credit card that will meet your specific needs.
Small-scale business owners will find the Ink Business Preferred(r), Credit Card a great option. This card is a great way to earn rewards on various purchase categories and also covers employees’ cell phone bills.