For those that are starting a business, one the most important questions they’ll have to answer is “Can I get a business credit card?” Although the answer is yes it can be a bit challenging and overwhelming to apply for an enterprise credit card. Here are some things you need to be aware of before obtaining credit card.
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Brex offers a variety of financial products, including corporate credit cards, spend management and expense management software. It offers a complete financial solution for startups.
The Brex Card, also known as Brex for Startups, is a credit card that can help startups build their credit history. Applicants don’t pay interest and don’t need to provide personal guarantees. Instead the applicants are evaluated based on their company’s budget and business model.
Credit limits of up to 100 percent are permitted for applicants. The limit is determined by the amount customers have in their Brex Cash account. Each day the Brex Card draws from the account to determine the limit of its spending.
You can earn rewards by using the Brex Corporate credit card. For instance, you could earn four points on trips booked through Brex Travel. Additionally, you can earn three points for dining.
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Capital on Tap
Capital on Tap is an all-in-one small business credit card as well as a spending management solution. The card provides a range of benefits, including a standard 1.5 percent cashback rate on all purchases. There are no annual fees and the card doesn’t require other requirements aside from an excellent credit score.
A low-interest business credit line is a great option for businesses that are just starting out. It is also possible to consider a business credit card with additional protection.
One of the most important advantages of a low interest business credit card is that you don’t need to worry about juggling multiple cards or worrying about how much you’ll be able to pay each month. This is especially true when you are looking to finance large expenses.
Ink Business Preferred credit card
The Ink Business Preferred card is one of the best business credit cards available to start-up businesses. It comes with a variety of advantages, such as a huge reward for signing up along with purchase protection, along with travel perks. However, it also has a few drawbacks.
The Ink Business Preferred Card isn’t perfect, however. There aren’t any promotional APR promotions and the spending limit may not be appropriate for your company. It’s also not the best points-earning strategy.
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The Ink Business Preferred Card, however provides a range of useful features such as liability coverage, primary car rental coverage, shopping protection, and primary coverage for car rental. As a small-scale company owner, you’ll certainly get these benefits.
The Ink Business Preferred Card is another great way to earn points. Spend in certain categories , and you’ll earn 3 points for every dollar. For instance, if charge $500 in purchases to your credit card during the first three months, you’ll be eligible for a welcome bonus of 100,000 points.
Divvy is an excellent choice for entrepreneurs who are starting their business and seeking an business card. This card offers a variety of advantages and features. You can also track your business expenses with this card.
Divvy is compatible with external accounting software and enables users to easily monitor the financial expenses. The program allows you to make a budget, limit spending, and request funds. Additionally, Divvy permits you to set a maximum spending limit for your employees.
Divvy also has a corporate card. These cards look at your company’s finances and determine how much you should spend each month. Divvy doesn’t require personal guarantees, unlike traditional business credit cards.
However, Divvy doesn’t disclose interest rates on its website. Therefore, it’s important to learn about the rates offered by the company before you apply.
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Chase Ultimate Rewards
Business credit cards can be used to secure the most competitive rates of interest for business loans and offer valuable rewards. For instance a Chase Ultimate Rewards business credit card can earn bonus points that can be converted into cash. Some cards offer rewards for purchases and travel, while others can be used to improve your credit score.
In addition to the top business credit cards offered by Chase and other credit card issuers that you can choose from. However, you should consider how you will use a particular credit card. It is crucial to choose the right business credit card that will meet your specific needs.
Small business owners will find the Ink Business Preferred(r) Credit Card an excellent option. This card is a great way to earn rewards on various purchase categories, and it even covers employees’ cell phone bills.
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