If you’re starting the business of their own, one of the most important questions they’ll have to answer is “Can I get a business credit card?” While the answer is yes but it can be daunting and confusing to apply for an enterprise credit card. Here are some tips to be aware of when applying for the credit card you need.
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Brex 30
Brex provides a range of financial services , including corporate credit cards spending management, as well as expense management software. Brex provides a complete financial solution to startups.
The Brex Card, also known as Brex for Startups is a credit card that helps start-ups build their credit history. The applicants don’t pay interest or require an individual guarantee. Instead the applicants are evaluated based on their budget and business model.
Applicants can have up to 100 percent credit limit. This limit is by the amount of cash in the customer’s Brex Cash account. The Brex Card draws daily from the account to determine its spending limits.
With the Brex Corporate Credit Card you can earn significant rewards on purchases. For instance, you can earn four points on travel booked through Brex Travel. You can also earn three points for dining.
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Capital on Tap
Capital on Tap is an all-in-one small business credit card and spending management tool. The card provides a range of advantages, including a fixed 1.5 percent cashback rate on all purchases. The card doesn’t have annual charges and doesn’t need any other conditions other than a good credit rating.
For a startup business one of the advantages of using a low-interest business credit card are a great deal. You might also look into a credit card for business that offers additional protection.
One of the main benefits of a business low-interest credit card is that you don’t need to fret about juggling several cards or worrying about the amount you can afford to pay off each month. This is particularly relevant if you’re trying to finance large expenditures.
Ink Business Preferred Credit Card
The Ink Business Preferred Card is one of the most popular business credit cards for startups. It has many benefits, including a high initial bonus and purchase protection as well as travel benefits. However, it has some drawbacks.
The Ink Business Preferred Card may not be the best choice for you. There aren’t any APR introductory promotions to be found and the spending cap may be too low for your company. It’s not the most efficient points-earning program.
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On the other side, the Ink Business Preferred Card offers several other valuable features, such as liability insurance and primary car rental coverage, and a shopping protection. If you’re a small-sized company owner, you’ll certainly benefit from these perks.
Furthermore it is worth noting that the Ink Business Preferred Card is an excellent way to earn points. When you spend money in certain categories, you’ll earn three points for every dollar you spend. For example, if you charge $500 in purchases to your card during the first three months, you’ll get a welcome bonus of 100,000 points.
Divide
If you’re a business owner looking for an enterprise credit card you might want to look into Divvy. This kind of card comes with a range of benefits and features. You can also keep track of your business expenses using this card.
Divvy is compatible with external accounting software, allowing users to view their the financial expenses. You can then create a budget, set limits, and request money. Divvy also allows you to set the spending limit for your employees.
Divvy also offers a corporate card. These cards look at your company’s finances and determine the amount you’ll have to spend each month. As opposed to traditional business credit card, Divvy is not a requirement for an individual guarantee.
However, Divvy doesn’t disclose interest rates on its website. It is crucial to know the company’s interest rate before you make an application.
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Chase Ultimate Rewards
Business credit cards are the chance to secure most favorable interest rates on business loans. They can also provide valuable rewards. Chase Ultimate Rewards business credit cards offer bonus points that can be converted to cash back. Certain cards provide rewards for shopping and traveling as well as other cards that can be used to help improve your company’s credit score.
In addition to the top business credit cards offered by Chase There are other credit card issuers you can turn to. You should also consider the method of use for the credit card. It is crucial to choose a business credit card that is suitable for your particular needs.
The Ink Business Preferred(r) Credit Card is a viable option for a small business owner. The card provides solid rewards for various purchase categories and even protects employees’ mobile phone bills.