For those who are starting a business, one of the most important questions they’ll need to answer is “Can I get a business credit card?” Although the answer is yes, it can be challenging and overwhelming to apply for a business credit card. Here are some things to be aware of when applying for an credit card.
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Brex provides a variety of financial services, including corporate credit cards, spend management, and expense management software. Brex provides a complete financial solution for startups.
The Brex Card, also referred to as Brex for Startups is a credit card for start-ups that helps them establish their credit histories. The applicants don’t pay interest or have to provide an individual guarantee. Instead the applicants are evaluated on their budget and business model.
Credit limits as high as 100 percent are allowed for applicants. This limit is determined based on the amount of money that is in a customer’s Brex Cash account. Every day, the Brex Card draws from the account to determine its spending limit.
You can earn significant rewards with a Brex Corporate credit card. Brex Travel offers four points for booking travel. Additionally, you can earn three points for dining.
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Capital on Tap
Capital on Tap is a small business credit card that can be used as a budget management tool. The card comes with a variety of benefits, including a fixed 1.5 percent cash-back rate on all purchases. There are no annual fees and the card doesn’t have any other requirements other than having a high credit score.
For a business that is just beginning it is possible to reap the benefits of a business credit card that is low-interest could be very appealing. You may also look into a business credit card which offers additional security.
One of the most important advantages of a low-interest business credit card is that you don’t need to fret about juggling several cards or worrying about how much you can afford to pay every month. This is particularly true if you are planning to finance significant expenses.
Ink Business Preferred credit card
The Ink Business Preferred Card is one of the most sought-after business credit cards for startups. It provides a wide range of benefits, including an impressive sign-up bonus, purchase protection, and travel benefits. It does have some drawbacks.
The Ink Business Preferred Card may not be the best choice for you. There aren’t any promotional APR offers and the spending limit may not be appropriate for your business. It’s not the most efficient points-earning feature.
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On the other hand it is worth noting that the Ink Business Preferred Card offers a lot of other useful features, such as liability insurance in addition to primary car rental insurance, and a shopping protection. As a small-scale business owner, you’ll definitely benefit from these perks.
The Ink Business Preferred Card is another great method to earn points. Spend in certain categories and you’ll earn three points per dollar. For instance, if you charge $500 in purchases to your credit card within the first three months, you’ll receive the welcome bonus of 100,000 points.
If you’re a business owner looking for an account for business credit You might want to look into Divvy. The card comes with a range of advantages and features. It also lets you track your business expenses.
The Divvy app can be used alongside any other accounting software that allows users to monitor their financial expenses. You can create budget, set maximum limits and request money. It also lets you set an amount of money you can spend for your employees.
Divvy also has corporate cards. These cards look at your company’s financial situation and decide on how much you should spend each month. Divvy does not require personal guarantees unlike traditional business credit cards.
However, Divvy doesn’t disclose interest rates on its website. Therefore, it is important to be aware of the company’s rates before applying.
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Chase Ultimate Rewards
Business credit cards can be used to secure the most favorable rates of interest on business loans. They also offer rewards. For instance one card, the Chase Ultimate Rewards business credit card provides bonus points which can be converted into cash back. Certain cards provide rewards for shopping and travel as well as others that are able to help build your credit score.
There are a variety of credit card issuers to choose from, such as Chase. You should also consider how you will use the credit card. It is important to find a business credit card that is suitable for your particular needs.
Small business owners will find the Ink Business Preferred(r) Credit Card a great option. This card provides solid rewards on a variety of purchase categories as well as protects employees’ mobile phone bills.