If you’re starting the business of their own, one of the most important questions they’ll have to answer is “Can I get a business credit card?” While the answer is yes it can be a bit daunting and confusing to apply for a business credit card. Here are some things to be aware of when applying for an credit card.
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Brex offers a wide variety of financial services, such as corporate credit cards and spend management as well as expense management software. Brex offers a comprehensive financial solution for entrepreneurs.
The Brex Card, also known as Brex for Startups, is an credit card that assists startups establish their credit history. It doesn’t charge interest and don’t need to provide an individual guarantee. Instead the applicants are evaluated on their financial model and spending habits.
Users can get 100 percent credit. The limit is determined by the amount of money the customer has in their Brex Cash account. Each day the Brex Card draws from the account to determine its spending limit.
You can earn valuable rewards by using the Brex Corporate credit card. Brex Travel offers four points when you book travel. You can also receive three points for dining out.
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Capital on Tap
Capital on Tap is a small business credit card that can be used as a spending management tool. The card comes with a range of advantages, including a fixed 1.5 percent cashback on all purchases. The card has no annual fees and does not have any other requirements other than an excellent credit score.
For a startup business one of the advantages of using the low-interest business credit cards could be very appealing. It is also possible to consider a business credit card with additional protection.
A low-interest business credit cards are very convenient because you’re not juggling the hassle of managing multiple credit cards or worrying about the amount of money you can afford each month. This is particularly important if you’re trying to finance large expenditures.
Ink Business Preferred credit card
The Ink Business Preferred Card is one of the most well-known business credit cards that are designed for startups. It provides a wide range of advantages, including an impressive sign-up bonus, purchase protection, as well as travel perks. However, it has some drawbacks.
The Ink Business Preferred Card may not be perfect. There are no introductory APR promotions to be found and the spending limit may be too low for your company. Moreover, it’s not the most generous point-earning system.
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The Ink Business Preferred Card, on the other hand provides a range of useful features, such as liability coverage and primary car rental coverage shopping protection, as well as primary coverage for car rentals. These perks are great for small-scale business owners.
Moreover that, the Ink Business Preferred Card is an excellent opportunity to earn points. When you spend in specific categories, you’ll earn 3 points per dollar you spend. For instance, if you charge $500 in purchases to your credit card during the first three months, then you’ll be rewarded with an offer of 100,000 points.
If you’re a new business owner looking for an account for business credit, you may want to consider Divvy. This kind of card comes with various advantages and features. It also lets you track your business expenses.
Divvy can be used with accounting software, allowing users to quickly view the financial expenses. The software allows you to set a budget, limit spending and even request money. You can also set the spending limit for your employees.
Divvy also offers a corporate credit card. These cards evaluate your business’s finances and determine how much you can spend each month. Divvy does not require personal guarantees, unlike traditional business credit cards.
However, Divvy does not disclose any interest rates on its website. It is essential to know the interest rate of the company before you apply.
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Chase Ultimate Rewards
Business credit cards can be an opportunity to secure the best interest rates on business loans. They are also able to provide useful rewards. For example a Chase Ultimate Rewards business credit card gives you bonus points that can translate to cash back. Certain cards provide rewards for purchases and travel and others can be used to build your credit score.
Apart from the top business credit cards from Chase and other credit card issuers you can use. However, you must think about the manner in which you use a particular credit card. It is important that you locate the best corporate credit card for your requirements.
Small business owners will find the Ink Business Preferred(r) Credit Card an excellent option. This card is a great way to earn rewards on various purchase categories, and it even covers cell phone bills.