For those that are starting a business, one the most important questions they’ll have to answer is “Can I get a business credit card?” The answer is a resounding yes however, the process of obtaining an enterprise credit card can be confusing and overwhelming. Here are some things you need to know about the process of applying for the credit card.
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Brex provides a range of financial services including corporate credit cards as well as spend management and expense management software. It provides an all-in-one financial solution for startups.
The Brex Card, also known as Brex for Startups is a credit card designed to help start-ups build credit histories. The applicants don’t pay interest or have to provide personal guarantees. Instead the applicants are evaluated on their company’s business model and spending habits.
The applicants can enjoy up to 100 percent credit limit. This limit is determined by the amount of money in the customer’s Brex Cash account. Each day the Brex Card draws from the account to determine its spending limit.
With the Brex Corporate Credit Card You can earn rewards on purchases. Brex Travel offers four points for booking travel. You can also earn three points on dining.
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Capital on Tap
Capital on Tap is an all-in-one small business credit card and spend management solution. The card provides a range of benefits, including a standard 1.5 percent cashback on all purchases. There are no annual charges, and the card doesn’t require other requirements other than having a high credit score.
For a business that is just beginning one of the advantages of using a business credit card with low interest can be extremely appealing. A business credit card that comes with additional security might be a possibility.
A business credit card with a low-interest rate are extremely convenient since you’re not burdened with the stress of managing multiple credit cards or worrying about the amount of money you’ll have to pay each month. This is especially true if you’re looking to finance major expenditures.
Ink Business Preferred credit card
The Ink Business Preferred card is one of the best business credit cards for new companies. It comes with a variety of benefits, including a substantial reward for signing up along with purchase protection, along with travel perks. However, it does have some disadvantages.
The Ink Business Preferred Card isn’t perfect, however. There aren’t any initial APR promos and the spending limit may not be appropriate for your business. Moreover, it’s not the most generous point-earning system.
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On the other side it is worth noting that the Ink Business Preferred Card offers many other beneficial features, including liability coverage as well as primary coverage for car rental and a shopping protection. If you’re a small-sized business owner, you’ll surely benefit from these perks.
Moreover that, the Ink Business Preferred Card is a great method to earn points. Spend in certain categories , and you’ll earn three points per dollar. In this case the case of spending $500 on purchases to your card in the first three months, you’ll get a 100,000 point welcome bonus.
If you’re a start-up business owner in search of a business credit card you might want to consider Divvy. This type of credit card provides many advantages and features. It also allows you to monitor your business expenses.
Divvy integrates with other accounting software, allowing users to easily view financial expenses. You can then create budget, set maximum limits and request money. Additionally, Divvy lets you set an expense limit for your employees.
Divvy also offers a corporate card. These cards assess your company’s finances and determine the amount you can spend every month. Contrary to traditional business credit cards, Divvy does NOT require personal guarantees.
However, Divvy doesn’t disclose interest rates on its website. It is essential to know the interest rate for the company before you apply.
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Chase Ultimate Rewards
Business credit cards can be used to obtain the most favorable rates of interest for business loans. They also offer rewards. Chase Ultimate Rewards business credit cards offer bonus points that can be converted into cash back. Some cards offer rewards for shopping and traveling as well as other cards that can be used to increase your business’s credit.
There are a variety of credit card issuers you could choose from, such as Chase. However, you should think about the ways you will use a particular credit card. It is important to select an enterprise credit card that will meet your needs.
Small-scale business owners will find the Ink Business Preferred(r) Credit Card a great option. This card is a great way to earn rewards on a variety of purchase categories and also protects employees’ mobile phone bills.