If you are thinking of starting an enterprise, the most important question is “Can I get my business credit card?” Although the answer is yes, it can be difficult and confusing to apply for a business credit card. Here are some things to be aware of before obtaining the credit card you need.
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Brex offers a wide variety of financial services, including corporate credit cards and spend management as well as expense management software. It offers a complete financial solution for startups.
The Brex Card, also known as Brex for Startups is a credit card designed to help start-ups build their credit score. The applicants don’t pay interest or require personal guarantees. Instead, applicants are rated on the basis of their business model and spending habits.
Customers can get up to 100 percent credit. This limit is determined by the amount of money that a customer has in their Brex Cash account. The Brex Card draws daily from the account to determine its spending limits.
With the Brex Corporate Credit Card You can earn rewards on purchases. Brex Travel offers four points when you book travel. Additionally, you can earn three points on dining.
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Capital on Tap
Capital on Tap is an all-in-one small business credit card and spending management solution. It comes with a myriad of benefits, including a flat 1.5% cash back rate on all purchases. The card is free of annual fees and doesn’t have any other conditions other than a good credit rating.
For businesses that are just starting out, the benefits of using the low-interest business credit cards could be very appealing. You may also think about a business credit card with additional protection.
One of the most important features of a low-interest business credit card is that you don’t have to worry about managing multiple cards or worrying about how much you can afford to pay off each month. This is especially true if are planning to finance significant expenses.
Ink Business Preferred Credit Card
The Ink Business Preferred Card is one of the most sought-after business credit cards that are designed for startups. It has many benefits, including a high reward for signing up and purchase protection along with travel perks. However, it does have some disadvantages.
The Ink Business Preferred Card isn’t an ideal choice, but. There aren’t any introductory APR promos and the spending limit might not be suitable for your business. It’s also not the best points-earning strategy.
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On the other hand however, the Ink Business Preferred Card offers a lot of other useful features, including liability coverage, primary car rental coverage, and a shopping protection. These perks are great for small business owners.
Moreover that, the Ink Business Preferred Card is an excellent method to earn points. Spend in specific categories and you’ll earn 3 points for every dollar. For example when you spend $500 on purchases to your card in the first three months, you’ll be awarded a 100,000 points welcome bonus.
Divvy is an excellent choice for startup business owners seeking an enterprise card. This type of card offers a range of benefits and features. It also lets you keep track of your business expenses.
Divvy can be used with accounting software, and allows users to view their the financial expenses. You can then create budgets, set the limits on spending and request money. Additionally, Divvy lets you set an amount of money you can spend for your employees.
Divvy also has corporate cards. These cards evaluate your business’s financial situation and decide on how much you should spend every month. Divvy doesn’t require personal guarantees, unlike traditional business credit cards.
However, Divvy does not disclose any interest rates on its website. Therefore, it’s essential to learn about the rates offered by the company before you apply.
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Chase Ultimate Rewards
Business credit cards can be used to secure the most favorable rates of interest for business loans and offer valuable rewards. Chase Ultimate Rewards business credit cards provide bonus points that can be converted to cash or cash back. Some cards offer rewards for purchases and travel as well as others that can be used to build your credit score.
There are a myriad of credit card issuers you could choose from, including Chase. However, you must think about the ways you will make use of a specific credit card. It is crucial to choose a business credit card that is suitable for your needs.
The Ink Business Preferred(r) Credit Card is a good choice for small-sized business owners. This card offers solid rewards on various purchase categories and even will pay for employees’ cell phone bills.