For those who are just beginning a business, one the most important questions they’ll need to answer is “Can I get a business credit card?” While the answer is yes it can be difficult and confusing to apply for a business credit card. Here are a few things you should know about the process of applying for an credit card.
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Brex provides a range of financial services including corporate credit cards as well as spend management and expense management software. It provides an all-in-one financial solution for startups.
The Brex Card, also known as Brex for Startups, is a credit card that helps startups establish credit histories. The cardholders don’t have to pay any interest and don’t have to offer a personal guarantee. Rather, applicants are evaluated by the business model of the company and spending patterns.
Customers can get up to 100 percent credit. The limit is determined based on the amount of cash in a customer’s Brex Cash account. The Brex Card draws daily from the account to determine its spending limits.
You can earn rewarding rewards using a Brex Corporate credit card. Brex Travel offers four points to book travel. You can also earn three points for dining out.
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Capital on Tap
Capital on Tap is a small business credit card that can also be used as a spending management tool. The card offers a slew of benefits, including a flat 1.5 percent cash back rate on all purchases. The card doesn’t have annual fees and doesn’t require any other conditions other than having a credit score of at least.
For businesses that are just starting out benefiting from the low-interest business credit cards can be extremely appealing. You might also look into a credit card for business with additional protection.
A business credit card with a low-interest rate are very convenient because you’re not juggling the hassle of managing multiple credit cards or worrying about how much you can manage each month. This is especially true when you are planning to finance significant expenses.
Ink Business Preferred Credit Card
The Ink Business Preferred card is one of the best business credit cards for startup companies. It offers many advantages, such as a huge sign-up bonus as well as purchase protection and travel perks. It has some downsides.
The Ink Business Preferred Card may not be perfect. There aren’t any promotional APR promos and the spending limit might not be suitable for your business. Furthermore, it’s not the most generous points-earning program.
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On the other side the Ink Business Preferred Card offers several other valuable features, such as liability insurance and primary car rental coverage as well as a shopping security. These perks are great for small business owners.
Furthermore it is worth noting that the Ink Business Preferred Card is an excellent opportunity to earn points. Spend in specific categories and you’ll earn 3 points for every dollar. In this instance, if you spend $500 on purchases with your card in the first three months, you will get a 100,000 point welcome bonus.
The Divvy is a great option for business owners in the beginning seeking an business card. The card comes with a range of advantages and features. You can also track your business expenses with this card.
Divvy can be integrated with any external accounting software to allow users to view their financial expenses. You can create a budget, set limits on spending and request money. Divvy also allows you to set an expense limit for your employees.
Divvy also offers a corporate credit card for corporate customers. These cards evaluate your business financial situation and help you decide on how much you can spend each month. Unlike traditional business credit cards, Divvy does not require an individual guarantee.
However, Divvy doesn’t disclose interest rates on its website. It is crucial to know the company’s interest rate before you apply.
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Chase Ultimate Rewards
Business credit cards can be a way to secure the highest interest rates for business loans. They can also offer valuable rewards. For example one card, the Chase Ultimate Rewards business credit card offers bonus points that can be converted into cash. Some cards offer rewards for shopping and travelling and some can be used to increase your business’s credit.
There are a variety of credit card issuers you can select from, including Chase. You should also consider how you will use the credit card. It is important to select the best business credit card that suits your specific requirements.
The Ink Business Preferred(r) Credit Card is a good choice for a small business owner. This card provides solid rewards for various categories of purchases, and it even protects employees’ mobile phone bills.