For those that are starting an enterprise, one of the most important questions they’ll have to answer is “Can I get a business credit card?” While the answer is yes, it can be difficult and confusing to apply for a business credit card. Here are some things you need to know about the process of getting a credit card.
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Brex offers a variety of financial services including corporate credit cards spending management, as well as expense management software. It offers a complete financial solution for startups.
The Brex Card, also referred to as Brex for Startups is a credit card designed to help start-ups establish their credit histories. The applicants don’t pay interest or provide an individual guarantee. Rather, applicants are evaluated by company business model and spending habits.
Credit limits up to 100 percent are available to applicants. The limit is determined by the amount of money customers have in their Brex Cash account. Each day, the Brex Card draws from the account to determine the limit of its spending.
With the Brex Corporate Credit Card you can earn substantial rewards on purchases. Brex Travel offers four points to book travel. Additionally, you can earn three points for dining.
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Capital on Tap
Capital on Tap is a all-in-one small business credit card and spending management solution. The card offers a slew of benefits, including a flat 1.5 percent cash-back rate on all purchases. There are no annual charges, and the card doesn’t have any other requirements except for having a credit score of at least.
A business credit card with low interest is a great choice for new businesses. A business credit card with added security may be a good option.
Business credit cards with low interest are extremely convenient since you’re not juggling the hassle of managing multiple credit cards or worrying about the amount of money you can afford each month. This is especially true if you’re looking to finance large expenditures.
Ink Business Preferred Credit Card
The Ink Business Preferred Card is one of the most well-known business credit cards that are designed for startups. It offers many benefits, including a substantial sign-up bonus along with purchase protection, along with travel perks. However, it also has some drawbacks.
The Ink Business Preferred Card may not be perfect. There aren’t any APR introductory promotions to be found and the spending cap could be too low for your business. Moreover, it’s not the most generous points-earning program.
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On the other hand, the Ink Business Preferred Card offers several other valuable features, such as liability insurance, primary car rental coverage and a shopping protection. If you’re a small-sized company owner, you’ll certainly get these benefits.
Additionally that, the Ink Business Preferred Card is a great opportunity to earn points. Spend in certain categories , and you’ll earn three points per dollar. For instance, if add $500 worth of purchases to your credit card during the first three months, you’ll receive an initial bonus of 100,000 points.
The Divvy card is a great choice for business owners in the beginning looking for business cards. This card offers a variety of advantages and features. You can also track your business expenses with this card.
Divvy can be used with accounting software and enables users to easily view financial expenses. You can create a budget, set limits, and request money. Additionally, Divvy lets you to set a maximum spending limit for your employees.
Divvy also offers a corporate credit card for corporate customers. These cards evaluate your business’s financial situation and decide on how much you’ll need to spend each month. Divvy does not require personal guarantees, unlike traditional business credit cards.
However, Divvy does not disclose any interest rates on its website. Therefore, it is important to know the rate of the company prior to applying.
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Chase Ultimate Rewards
Business credit cards can be used to obtain the highest interest rates for business loans and provide valuable rewards. For example a Chase Ultimate Rewards business credit card offers bonus points that can be converted into cash back. Certain cards provide rewards for shopping and travelling and some can be used to to build credit for your business.
In addition to the top business credit cards from Chase, there are other credit card issuers you can choose from. It is important to consider the method of use for the credit card. It is important to find the right business credit card that will meet your particular needs.
Small-sized business owners will find the Ink Business Preferred(r) Credit Card a great option. This card is a great way to earn rewards on different categories of purchases and even protects employees’ mobile phone bills.